Italian Travel Insurance
With so much to choose from destination-wise, the last thing you’re going to be wanting to do is think about insurance.
While most people will simply have an amazing trip to Italy and return happily with stories and photographs, things can go wrong.
As with any trip, it’s a good idea to get the right level of travel insurance protection in place when you book your trip.
The right policy will offer you protection if you were to fall ill and need expensive medical care for example. As Italy is within the EU it’s a good idea to take a European Health Insurance Card (EHIC) with you. This means you’ll be able to get state provided medical treatment in the event that you needed it.
One of the advantages of carrying and using an EHIC is that some insurance providers may waive your excess in the event of a medical claim. They’re free and easy enough to get, simply apply for one from the NHS website – just don’t get caught out by websites that charge you.
When travelling to Italy, or anywhere far-afield, there’s always the possibility of flight cancellations or missed connections. Your travel insurance could protect you against the extra costs that such events entail. However, things like a missed connection aren’t included in all policies so if you want to be covered for this, make sure you check the policy T&Cs.
Luggage can get lost, damaged or stolen, and no one wants to be in Italy without even any basics. Your travel insurance should allow for emergency replacement of clothing, medication and toiletries if such an event occurs so you can at least get back to enjoying yourself. Remember to take note of any excesses that apply on your policy, as well as the overall possessions and single-item limits.
Finally, if your actions were to hurt someone else while you’re in Italy, your travel insurance could protect you against any liability claims. You could be covered for any legal costs defending yourself as well as any damages or compensation claims made against you.
Any of these situations could cause significant distress at the time as well as costing you a pretty packet if you went on your trip uninsured.
Travel insurance is a very competitive market so it is always worthwhile shopping around. Whether you want a single trip covered or are buying travel insurance to cover you and your family for a year, we can help keep things simple. Compare travel insurance costs today with comparethemarket.com.