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Compare travel insurance for Croatia

Compare travel insurance for Croatia

Driving along the coast, high-rising mountains and breath-taking national parks, are just a few reasons as to why Croatia is a popular holiday destination. Read our guide on what you need to know about travel insurance for Croatia before you go.

Patrick Ikhena
From the Travel team
minute read
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Posted 2 APRIL 2020

Why do I need travel insurance for Croatia?

It’s important to have travel insurance wherever your destination, and Croatia is no exception. Having cover means you have financial protection against the cost of medical care, theft and other potential losses.

Croatian cities have become home to a growing festival culture, attracting people from all over the world - with large crowds it’s a good idea to have cover in case any of your belongings are lost or stolen.

Travel insurance can cover the costs of items that are stolen or damaged. You’ll need to check your single item limit on your policy, as you may not be able to claim back the full value of expensive items. It’s important to know that being under the influence of alcohol can also invalidate your ability to claim, so check your policy before you travel.

A standard travel insurance policy should cover you for any routine activities, but if you plan to take part in water sports or extreme sports, you may need additional cover.

It’s a good idea to arrange your travel insurance when you book your holiday. You then should be able to claim back the cost of your holiday should you need to cut your trip short or cancel altogether due to an emergency.


On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

How much is travel insurance for Croatia?

If you’re visiting Croatia, European travel insurance could cost from £13** for a week or £28*** for annual travel, based on Compare the Market data in February 2020.

**50% of people could achieve a quote of £12.73 for single trip travel insurance for 1 week Europe based on Compare the Market data in February 2020.
***50% of people could achieve a quote of £27.16 for for Europe multi travel insurance based on Compare the Market data in February 2020.

What kind of travel insurance will I need for Croatia?

f you’re travelling to Croatia you’ll need European travel insurance. You’ll then need to choose between a single-trip or annual multi-trip policy.

If you plan to visit for a long period of time, then you’ll typically need backpackers insurance. This will ensure that you’re got the right level of cover for your full itinerary.

Think about any additional cover you might need if you’re taking part in any adventure activities, such as scuba-diving.

What else do I need to know when travelling to Croatia?

EHIC: if you’ve got a European Health Insurance Card (EHIC)****, then this will give state you access to the same medical treatment as Croatian locals. You can get an EHIC card free from the NHS.

However, this wouldn’t cover other costs linked to a medical emergency, such as an air ambulance. These costs can be covered through your travel insurance policy, as well as treatment not covered under an EHIC.

****UK residents can use their EHIC after the 31 January during the transition phase of the UK leaving the EU. This means that the EHIC can continued to be used in the same way until the 31 December 2020. What happens to the status of the EHIC after the transition phase will be decided as part of the negotiations on the future UK-EU relationship.

Currency: the local currency is Kuna.

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