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Compare travel insurance for Croatia

Compare travel insurance for Croatia

Driving along the coast, high-rising mountains and breath-taking national parks, are just a few reasons as to why Croatia is a popular holiday destination. Read our guide on what you need to know about travel insurance for Croatia before you go.

Patrick Ikhena
From the Travel team
4
minute read
posted 14 OCTOBER 2019

Why do I need travel insurance for Croatia?

It’s important to have travel insurance wherever your destination, and Croatia is no exception. Having cover means you have financial protection against the cost of medical care, theft and other potential losses.

Croatian cities have become home to a growing festival culture, attracting people from all over the world - with large crowds it’s a good idea to have cover in case any of your belongings are lost or stolen.

Travel insurance can cover the costs of items that are stolen or damaged. You’ll need to check your single item limit on your policy, as you may not be able to claim back the full value of expensive items. It’s important to know that being under the influence of alcohol can also invalidate your ability to claim, so check your policy before you travel.

A standard travel insurance policy should cover you for any routine activities, but if you plan to take part in water sports or extreme sports, you may need additional cover.

It’s a good idea to arrange your travel insurance when you book your holiday. You then should be able to claim back the cost of your holiday should you need to cut your trip short or cancel altogether due to an emergency.

How much is travel insurance for Croatia?

If you’re visiting Croatia, European travel insurance could cost from £5 for a week or £9 for annual travel, based on Compare the Market data in September 2019.

**50% of people could achieve a quote of £4.59 for single trip travel insurance for 1 week in Europe based on Compare the Market data in September 2019
***50% of people could achieve a quote of £8.25 for for Europe multi travel insurance based on Compare the Market data in September 2019

What kind of travel insurance will I need for Croatia?

f you’re travelling to Croatia you’ll need European travel insurance. You’ll then need to choose between a single-trip or annual multi-trip policy.

If you plan to visit for a long period of time, then you’ll typically need backpackers insurance. This will ensure that you’re got the right level of cover for your full itinerary.

Think about any additional cover you might need if you’re taking part in any adventure activities, such as scuba-diving.

What else do I need to know when travelling to Croatia?

EHIC: if you’ve got a European Health Insurance Card (EHIC)****, then this will give state you access to the same medical treatment as Croatian locals. You can get an EHIC card free from the NHS.

However, this wouldn’t cover other costs linked to a medical emergency, such as an air ambulance. These costs can be covered through your travel insurance policy, as well as treatment not covered under an EHIC.

****UK residents can use their EHIC during the Brexit negotiations, until the UK is scheduled to leave the EU on 31 January 2020. The UK Government has proposed a scheme similar to the EHIC in the event that the UK leaves the EU without a deal, and consequently the EHIC no longer being usable. However, the implementation of that scheme is subject to EU countries agreeing to that proposal.

Currency: the local currency is Kuna.

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