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Compare travel insurance for Cyprus

Compare travel insurance for Cyprus

Over 1.25m UK nationals holidayed in Cyprus last year. Whether you're going to catch some rays and visit sun-kissed beaches or explore archeological ruins and beautiful scenery, it's always important to get the right travel insurance in place before you set off.

Patrick Ikhena
From the Travel team
4
minute read
posted 28 JANUARY 2020

Do I need travel insurance for Cyprus?

It's up to you. While most holidays go off without a hitch and are all about fun and relaxation, it's best to be prepared should anything bad happen – you don't want to spoil what should be a wonderful experience.

While travel insurance can't stop things from happening, it can provide valuable assistance as well as financial compensation.

CORONAVIRUS UPDATE

On 4 April 2020, the Foreign and Commonwealth Office advised against all non-essential travel overseas for an indefinite period. In this unprecedented time, we are temporarily not providing travel insurance comparisons for trips outside the UK, until we have complete confidence we can get you a policy to meet your needs.
 
As of 23rd March 2020, the UK Government announced a series of restrictions to travel, public spaces and gatherings. For a minimum of three weeks, people are being instructed to stay at home whenever possible. For this reason, travel insurance policies purchased from this date, for trips within the UK with a start date before 13th April 2020, will not be valid.
 
The UK Government also instructed all British tourists and travellers, that are currently abroad, to return to the UK as soon as possible.
 
Coronavirus was declared a pandemic on 11th March 2020, so this may also affect your policy, particularly those taken out on or after that date. Please check any existing policies carefully, to find out what you’re covered for.

For more information please see our travel insurance and coronavirus pages.

What will travel insurance cover for Cyprus?

Look for cover for:

  • Medical care – this is key in any travel insurance policy. This cover may offer protection if you or your family need access to healthcare while in Cyprus. The policy may also include repatriation back to the UK should you be too ill to depart at your scheduled time
  • Flight cancellations and missed connections – your travel insurance may also provide cancellation cover in the event that you have to cancel your holiday due to illness or jury service. This could ensure you get your money back. Just make sure the level of cover is sufficient to cover the cost of your trip. Cover for things like a missed connection isn't included in all policies, so if you want to be covered for this, make sure you check the policy T&Cs

  • Damage, loss or theft of your luggage – this is valuable given the amount of stuff we take with us on holiday, including our phones, laptops, tablets and cameras, as well as our clothes. Your travel insurance may cover the cost of replacing items if they're lost, damaged or stolen. Always read the policy details to check on limits, including those for single items to make sure they are sufficient

If you have any pre-existing medical conditions, you'll need to disclose them to your insurance provider, otherwise you may invalidate your cover. 

Do I need a visa to visit Cyprus?

Visas aren't required for EU tourists to enter Cyprus.

How does the EHIC card affect travel insurance in Cyprus?

Cyprus is in the EU so it's a good idea to take a European Health Insurance Card (EHIC) with you. This isn't a substitute for travel insurance, but it gives you the right to state medical treatment on the same terms as other EU nationals.

One of the advantages of carrying and using an EHIC is that some insurance providers may waive your excess in the event of a medical claim. The cards are free. Simply apply for one from the NHS website - just don't get caught out by websites that charge you.

Also, be aware that the EHIC is only valid in Southern Cyprus – officially known as the Republic of Cyprus – which is a member of the EU. The EHIC isn’t valid in Northern Cyprus because that is the Turkish occupied region of the island.

Find out more about EHIC cards

What else should I think about if I’m going to Cyprus?

Here are a few more travel facts about Cyprus to help you enjoy your trip.

  • North and South: The island’s divided into two. The Greek Cypriot southern sector, which is referred to as The Republic of Cyprus, occupies two thirds of the island to the south. The northern third of the island is occupied by Turkey. Cyprus has been divided since 1974 when Turkey invaded the north of the island. The Republic of Cyprus is a member of the EU and UN troops patrol the “Green Line” that separates the two parts. 
  • Most package holidays are to the Greek Cypriot south of Cyprus, but travel to the north and back again is possible either on foot via the Ledra Palace and Ledra Street checkpoints in Nicosia, or by car at Agios Dometios. If you intend to do this in a hire car, check your insurance as sometimes it doesn’t extend to the north of the island
  • Money: The Euro is the currency of Cyprus, though the Turkish lira is the official currency in the north. That said, most shops and hotels in Northern Cyprus also accept UK pounds, dollars and Euros
  • Religion: In the South, you’ll find the majority of residents are Christians of the Autocephalous Greek Orthodox Church of Cyprus. In the North, Turkish Cypriots are predominantly non-religious Muslims, so you’ll see few veiled women  
  • Dress code: This is relaxed, except when entering sacred places of worship like churches or mosques

Where can I compare travel insurance quotes for Cyprus?

Travel insurance for your Cyprus getaway could give you valuable peace of mind and shopping around for the right policy needn’t be a hassle. Simply compare offers today and get a quote in minutes. 

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