Compare Egypt travel insurance

Offering plenty of sunshine, beautiful beaches and awe-inspiring ancient sites, Egypt attracts thousands of British visitors every month.

If you’re planning a trip to the land of the pharaohs, you should consider travel insurance to cover your holiday, flights and medical treatment.

Offering plenty of sunshine, beautiful beaches and awe-inspiring ancient sites, Egypt attracts thousands of British visitors every month.

If you’re planning a trip to the land of the pharaohs, you should consider travel insurance to cover your holiday, flights and medical treatment.

Coronavirus (COVID-19) update: please check the latest government travel advice that sets out what you need to do, if anything, before you travel abroad and before you return home. You should also check the latest travel advice and entry requirements for each country you visit or transit through. Travel rules can change at short notice, so check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

Rebecca Goodman
Insurance expert
4
minute read
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Last Updated 11 MAY 2022

Do I need travel insurance for Egypt?

Yes, during the coronavirus pandemic, Egypt has made travel insurance compulsory for visitors. You’ll need to show proof at the airport, so make sure you have your policy to hand on arrival.

Travel insurance can cover medical costs, holiday cancellations, lost luggage and theft.

Customers with more serious pre-existing medical conditions

If you have a serious health condition, the price you pay for travel insurance is likely to be more expensive. However, there are still many providers out there and you should be able to find affordable cover. Whatever happens, don’t be tempted to lie to an insurance provider, because if you do and then need to make a claim, it could be rejected.

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions.

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

How much is travel insurance for Egypt?

Like most destinations, this will depend on: 

  • Your age – travel insurance is typically cheaper for younger people
  • How long you’re going for
  • What activities you plan to do
  • Your health
  • The levels of cover you need.

Many insurance providers treat Egypt as Europe, meaning that European travel insurance could provide the cover you need. However, some classify the country as part of the Middle East or North Africa, making it fall into the worldwide policy group. 

When you get a quote, make it clear that you’re travelling to Egypt – don’t just buy European travel insurance.

Trying to work out how much a travel insurance policy will cost can be a bit like measuring a piece of string. There are lots of factors that can push the price up or down. The best way to look at cover is by working out what you need - how much cover you want and finding a policy that fits the bill. The next step is to find a policy that’s affordable.

What won’t Egypt travel insurance cover?

There are areas of Egypt where the UK’s Foreign, Commonwealth and Development Office (FCDO) has advised against all travel; in other areas, essential travel only is advised. If you travel against FCDO advice, your policy may not be valid and you won’t be able to make a claim. See the latest FCDO recommendations. This advice can change at any time so make sure you’re regularly checking in.

While your insurance can provide cover for many of the unexpected costs you might face while travelling in Egypt, there are typically some exceptions:

  • Pre-existing medical conditions – you won’t be able to make a claim for any pre-existing conditions you haven’t told your insurance provider about, and failing to mention them when you apply could invalidate your policy. Your provider may agree to cover conditions you’ve declared or you can look for a specialist policy that will do so.
  • Injuries or accidents resulting from high-risk activities – Egypt is famous for its scuba-diving. Some travel insurance policies will cover scuba-diving as standard, but it’s important to check your policy carefully and arrange extra cover if necessary.
  • Incidents related to drugs or alcohol – resorts such as Sharm El Sheikh and Hurghada are popular for their all-inclusive hotel packages. With alcohol freely available, holidaymakers can easily find themselves drinking more than they normally would, which can result in accidents. If you’re injured or lose something because you’re under the influence, your claim is likely to be rejected
  • Terrorism – check your policy as cover may be very limited.
  • Natural disasters – you may have some cover if a natural disaster impacts your trip, but read your policy carefully to be sure.

What else should I consider when choosing my travel insurance for Egypt?

Think about what activities you plan to do in Egypt. You may want extra insurance to cover:

  • Extreme sports like bungee jumping, desert biking and kite surfing. If you’re planning a camel ride, check it’s covered by your insurance. 
  • Water sports if you want to try scuba diving, snorkelling, stand-up paddle boarding or water-skiing. Some water sports may be covered by standard travel insurance, so check your policy.
  • Taking a cruise if sailing along the Nile is part of your itinerary… 

You can typically add extra cover to your travel policy for an additional cost or look for specialist policies that cover them.

It doesn’t usually cost much more to add extra cover and it can be a lot less than the price of paying out for medical treatment if you do need to claim. Just make sure to check - you guessed it - the small print. Providers have different rules when it comes to activities such as water sports, so while one may mark an activity as risky, another might not cover it at all.

Do I need a visa for Egypt?

British passport holders usually need a visa for Egypt. You can buy a visa from authorised kiosks in the airport arrival halls before you go through immigration and passport control.

If you’re travelling to resorts in Sharm El Sheikh, Dahab, Nuweiba and Taba, you’ll receive a free permission stamp on arrival. The stamp is valid for 15 days. If you’re staying for longer or planning to travel outside the resort area, you’ll need a visa.

Details on COVID-19 vaccination and testing requirements for Egypt can be found on the GOV.UK website.

Any other tips for travelling to Egypt?

You’ve waited a long time for this trip - years in some cases because of the pandemic - and it’s almost time to jet off. But before you go, here’s a few tips to help you enjoy your trip to Egypt.

Medication: some prescribed and over-the-counter medicines are considered controlled substances in Egypt and can’t be brought into the country without prior permission from Egypt’s Ministry of Health. If you arrive in Egypt without this permission and the required documentation, the medication won’t be allowed into the country and you could be prosecuted under Egyptian law.

Vaccinations: it’s recommended that you have a hepatitis A vaccine (usually free on the NHS) before travelling to Egypt. You can get hepatitis A from contaminated food and water, so make sure you drink bottled, not tap, water. Vaccinations against hepatitis B, rabies, typhoid and a tetanus booster are also advised.

Currency: the official currency is the Egyptian pound (£E), although many hotels and tour operators readily accept US dollars and euros. ATMs can be found in the main tourist areas and most hotels and restaurants accept the major credit cards.

Drinking: it’s illegal to drink alcohol anywhere that isn’t licensed. Drinking in the street could get you arrested.

Ramadan: be aware of this holy month while travelling to Egypt, a traditionally Islamic country. During this time, Muslims will fast from sunrise until sunset. If you’re out in a public place during Ramadan, respect this tradition and avoid eating, drinking and smoking.

Dress code: be respectful and aware of local cultural customs, which include dressing modestly in public places, particularly in more rural areas.

ID: it’s recommended that you keep a form of photo ID on you at all times.

Tipping: as a tourist, you’ll be expected to tip hotel staff, waiting staff and even tour guides. It’s not customary to tip taxi drivers though.

Where can I compare travel insurance quotes for Egypt?

Once you decide which type of travel insurance best suits your needs, we can help you compare policies for your trip to Egypt and find a price you’re happy with.

Compare travel insurance costs today. Get a quote in minutes and start planning your perfect Egyptian holiday.

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