Compare travel insurance for Germany

Christmas markets, the Black Forest and cruising on the Rhine are just three reasons why Germany is a popular tourist destination. Read our guide on travel insurance for Germany to help you find a great-value deal so you’re covered for your trip. 

Wouter Van Rijn From the Travel team
3
minute read
posted

How much is travel insurance for Germany?

If you’re visiting Germany, European travel insurance could cost from £5 for a week or £8 for annual multi-trip policy, based on Compare the Market data in February 2019. 

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What types of travel insurance do I need when visiting Germany?

If you’re travelling to Germany you’ll need European travel insurance. You’ll then need to choose between a single-trip or annual multi-trip policy.

If you’re visiting for work purposes then it’s a good idea to buy business travel insurance. This can protect you from missed flights and protect expensive equipment, such as a work laptop.

If you’re spending a longer period in Germany, perhaps as a student, then you should consider backpackers insurance, which will typically offer 12-18 months cover.

Ask your provider what activities are excluded from your policy, as you’re likely to need additional cover for more adventurous activities like zip-lining or paragliding.

What else do I need to know when travelling to Germany?

EHIC: when travelling to Germany, you’ll need to bring your European Health Insurance Card (EHIC) with you, which you can get free from the NHS. This gives you access to state-provided medical treatment you need during your trip on the same terms as German citizens.

Currency: the local currency in Germany is the euro.

Visa: if you are a British passport holder you won’t need a visa for visiting or working in Germany.

Tipping: while tipping is quite common in Germany, it’s only really done as a sign of appreciation, rather than expectation. As a rule of thumb, 5-10% tip at a restaurant is a reasonable tip.

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