Compare travel insurance for Germany

Christmas markets, the Black Forest and cruising on the Rhine are just three reasons why Germany is a popular tourist destination. Read our guide on travel insurance for Germany to help you find a great-value deal so you’re covered for your trip. 

Wouter Van Rijn From the Travel team
minute read

How much is travel insurance for Germany?

If you’re visiting Germany, European travel insurance could cost from £5 for a week or £8 for annual multi-trip policy, based on Compare the Market data in February 2019. 

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What types of travel insurance do I need when visiting Germany?

If you’re travelling to Germany you’ll need European travel insurance. You’ll then need to choose between a single-trip or annual multi-trip policy.

If you’re visiting for work purposes then it’s a good idea to buy business travel insurance. This can protect you from missed flights and protect expensive equipment, such as a work laptop.

If you’re spending a longer period in Germany, perhaps as a student, then you should consider backpackers insurance, which will typically offer 12-18 months cover.

Ask your provider what activities are excluded from your policy, as you’re likely to need additional cover for more adventurous activities like zip-lining or paragliding.

What else do I need to know when travelling to Germany?

EHIC: when travelling to Germany, you’ll need to bring your European Health Insurance Card (EHIC) with you, which you can get free from the NHS. This gives you access to state-provided medical treatment you need during your trip on the same terms as German citizens.

Currency: the local currency in Germany is the euro.

Visa: if you are a British passport holder you won’t need a visa for visiting or working in Germany.

Tipping: while tipping is quite common in Germany, it’s only really done as a sign of appreciation, rather than expectation. As a rule of thumb, 5-10% tip at a restaurant is a reasonable tip.

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