Student health insurance
Just because you’ve got youth on your side doesn’t mean you can get away without having decent medical cover on your travel policy. All travel insurance policies will have some sort of medical cover, but there’s a few things to bear in mind.
If you’re travelling to Europe, make sure you get an EHIC card; having one means you’ll get the same emergency medical treatment as the locals. But for extra protection, your travel policy will provide medical cover and the cost of getting you back home (often called repatriation costs in your policy) so make sure your policy covers you for that too.
Make sure you’ve got enough cover for where you go – we might have a ‘special relationship’ with the great US of A but that doesn’t mean we get any special healthcare off them. Breaking a leg may be good luck but in the land of the free it’ll cost you £25,000 to fix it. Even less drastic injuries and sickness can cost an arm and a leg in America. Tummy trouble can set you back £20,000 and the average cost of treating common tourist ailments comes in at £15,889.
So anyway, happy holidays and before you pack your sun cream make sure you’ve definitely booked your travel insurance.