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Where is my travel insurance policy valid?

Where is my travel insurance policy valid?

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

Patrick Ikhena
From the Travel team
minute read
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Posted 20 NOVEMBER 2019

How do you make sure your travel insurance covers you for where you’re going?

Our easy-to-use travel insurance comparison tool divides the world into four regions:

  • United Kingdom
  • Europe
  • USA/Canada/Caribbean/Mexico
  • Rest of the world


On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

How to use our comparison tool

To check whether your destination is covered:

  • click on the region you’re travelling to
  • fill in some further details about the type of cover you require, e.g. single or multiple trip, when you’re going, how long you’re going for, and if you have any pre-existing medical conditions
  • we’ll then provide you with a list of quotes to choose from
  • click on ‘more details’ to see everything you need to know about each policy
  • click on the link ‘check if your destination is covered in this policy’ and type in your destination. It will tell you whether the country you’re travelling to is covered by that policy

Make sure you tell us about all the regions and countries you intend to visit during the life of the policy, as different countries may require different levels of cover. This is especially important if you choose:

What else should you watch out for?

  • Will you be taking day trips to other countries during your trip? For example, from Greece to Turkey, or the US to Mexico? If so, check that your policy also covers you for all destinations you’ll be visiting, or any claims you make may be invalid
  • For travel insurance purposes ‘Europe’ refers to the geographical region, not just countries in the EU
  • If the Foreign and Commonwealth Office has warned against travelling to a country, your travel insurance policy will be invalid if you travel there

Compare travel insurance quotes

Start a quote by using our quick and easy travel insurance comparison tool and find the right cover for your chosen destination. Then you can look forward to your trip with the peace of mind that you’ve got the right policy and cover in place.  

Check your destination and compare quotes today in minutes.

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