Where is my travel insurance policy valid?

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

Coronavirus (COVID-19) Update - From 4am on Monday 1st November, all countries will be removed from the UK red list. You still need to check the latest travel advice and entry requirements for each country you visit or transit through as they can change at short notice, check the Foreign, Commonwealth & Development Office (FCDO) for the latest information or find out more here.

Josh Daniels

From the Travel team

minute read

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Posted 20 NOVEMBER 2019

How do you make sure your travel insurance covers you for where you’re going?

Our easy-to-use travel insurance comparison tool divides the world into four regions:

United Kingdom
Europe
USA/Canada/Caribbean/Mexico
Rest of the world

Customers with more serious pre-existing medical conditions

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions.

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

How to use our comparison tool

To check whether your destination is covered:

click on the region you’re travelling to
fill in some further details about the type of cover you require, e.g. single or multiple trip, when you’re going, how long you’re going for, and if you have any pre-existing medical conditions
we’ll then provide you with a list of quotes to choose from
click on ‘more details’ to see everything you need to know about each policy

click on the link ‘check if your destination is covered in this policy’ and type in your destination. It will tell you whether the country you’re travelling to is covered by that policy

Make sure you tell us about all the regions and countries you intend to visit during the life of the policy, as different countries may require different levels of cover. This is especially important if you choose:

What else should you watch out for?

Will you be taking day trips to other countries during your trip? For example, from Greece to Turkey, or the US to Mexico? If so, check that your policy also covers you for all destinations you’ll be visiting, or any claims you make may be invalid
For travel insurance purposes ‘Europe’ refers to the geographical region, not just countries in the EU
If the Foreign and Commonwealth Office has warned against travelling to a country, your travel insurance policy will be invalid if you travel there

Compare travel insurance quotes

Start a quote by using our quick and easy travel insurance comparison tool and find the right cover for your chosen destination. Then you can look forward to your trip with the peace of mind that you’ve got the right policy and cover in place.

Check your destination and compare quotes today in minutes.