Where is my travel insurance policy valid?

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

Josh Daniels

From the Travel team

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Posted 20 NOVEMBER 2019

How do you make sure your travel insurance covers you for where you’re going?

Our easy-to-use travel insurance comparison tool divides the world into four regions:

United Kingdom
Europe
USA/Canada/Caribbean/Mexico
Rest of the world

CORONAVIRUS UPDATE

Non-essential travel is not currently permitted within the UK before 12 April 2021 at the earliest (check individual regions before travel as they may be different) and international travel is not currently permitted before 17 May 2021 at the earliest (dates subject to further confirmation from the government).

You’re still able to purchase annual multi-trip policies, however, if you choose to travel against The Foreign, Commonwealth & Development Office (FCDO) advice and current restrictions, you won’t be covered for your trip, including for essential travel.

Find out more here

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has launched a directory of insurance providers on its Money Advice Service website that may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

How to use our comparison tool

To check whether your destination is covered:

click on the region you’re travelling to
fill in some further details about the type of cover you require, e.g. single or multiple trip, when you’re going, how long you’re going for, and if you have any pre-existing medical conditions
we’ll then provide you with a list of quotes to choose from
click on ‘more details’ to see everything you need to know about each policy

click on the link ‘check if your destination is covered in this policy’ and type in your destination. It will tell you whether the country you’re travelling to is covered by that policy

Make sure you tell us about all the regions and countries you intend to visit during the life of the policy, as different countries may require different levels of cover. This is especially important if you choose:

What else should you watch out for?

Will you be taking day trips to other countries during your trip? For example, from Greece to Turkey, or the US to Mexico? If so, check that your policy also covers you for all destinations you’ll be visiting, or any claims you make may be invalid
For travel insurance purposes ‘Europe’ refers to the geographical region, not just countries in the EU
If the Foreign and Commonwealth Office has warned against travelling to a country, your travel insurance policy will be invalid if you travel there

Compare travel insurance quotes

Start a quote by using our quick and easy travel insurance comparison tool and find the right cover for your chosen destination. Then you can look forward to your trip with the peace of mind that you’ve got the right policy and cover in place.

Check your destination and compare quotes today in minutes.