Where is my travel insurance policy valid?

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

If you’re thinking about getting travel insurance, how do you make sure that you’ll be covered for the country, or countries, you’re visiting?

Use our straightforward guide, then let us know which regions and countries you’re intending to visit, so you can find the right cover for your chosen destination.

Patrick Ikhena
From the Travel team
3
minute read
Do you know someone who could benefit from this article?
Posted 20 NOVEMBER 2019

How do you make sure your travel insurance covers you for where you’re going?

Our easy-to-use travel insurance comparison tool divides the world into four regions:

CORONAVIRUS UPDATE

Following new restrictions implemented on 5 January 2021, you can only travel internationally or within the UK if you're legally permitted to do so while the UK is under full lockdown restrictions.

The Foreign, Commonwealth & Development Office (FCDO), currently advises British nationals against all but essential international travel. See latest FCDO advice for further information.

Any insurance policy purchased to cover a trip to a destination where the local authority, or the FCDO, has instructed citizens not to travel, will not be valid.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has also launched on its Money Advice Service website a directory of insurance providers who may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

How to use our comparison tool

To check whether your destination is covered:

  • click on the region you’re travelling to
  • fill in some further details about the type of cover you require, e.g. single or multiple trip, when you’re going, how long you’re going for, and if you have any pre-existing medical conditions
  • we’ll then provide you with a list of quotes to choose from
  • click on ‘more details’ to see everything you need to know about each policy
  • click on the link ‘check if your destination is covered in this policy’ and type in your destination. It will tell you whether the country you’re travelling to is covered by that policy

Make sure you tell us about all the regions and countries you intend to visit during the life of the policy, as different countries may require different levels of cover. This is especially important if you choose:

What else should you watch out for?

  • Will you be taking day trips to other countries during your trip? For example, from Greece to Turkey, or the US to Mexico? If so, check that your policy also covers you for all destinations you’ll be visiting, or any claims you make may be invalid
  • For travel insurance purposes ‘Europe’ refers to the geographical region, not just countries in the EU
  • If the Foreign and Commonwealth Office has warned against travelling to a country, your travel insurance policy will be invalid if you travel there

Compare travel insurance quotes

Start a quote by using our quick and easy travel insurance comparison tool and find the right cover for your chosen destination. Then you can look forward to your trip with the peace of mind that you’ve got the right policy and cover in place.  

Check your destination and compare quotes today in minutes.

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