A simples guide

Where is my travel insurance policy valid

So you’re going on your travels and thinking about getting travel insurance. Good idea, but how do you make sure that you’re covered for the country you’re visiting?

The good news is that it really is very straightforward. When you start a travel insurance quote, it will start out by asking you the region you’re visiting.

My travel insurance – where am I covered?

We’ve designed a very easy to use travel insurance comparison tool to help you find the right policy at the right price - wherever you are visiting.

Our comparison service divides the world into four regions:

- United Kingdom
- Europe
- USA / Canada / Caribbean
- Somewhere else

If you want to make absolutely sure that the country you’re visiting is covered, there’s an easy way to check:

1) Just click on the region you’re travelling to (either ‘UK’, ‘Europe’, ‘USA/Canada / Caribbean’ or somewhere else)

2) Fill in some further details regarding the type of cover you require e.g. single or multiple trip, when you’re going, how long you’re going for and if you have any pre–existing medical conditions


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Where else is my travel insurance policy valid?

3) We’ll then provide you with a list of quotes to choose from. There’s a filter at the top to select things like your medical cover limit, baggage cover limit, excess etc. If you click on ‘more details’ on each of the policies offered, you’ll be able to see everything you need to know about your policy.

4) There is a link called ‘check if your destination is covered in this policy’. If you click this and type where your destination is, you’ll have the peace of mind knowing that you’ve got the right policy and cover in place.


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Anything to watch out for?

Just a few...

- Are you making any day trips to other countries while abroad? For example from Greece into Turkey or the US into Mexico. If you are, make sure the policy covers you for all destinations, or any claims you make may be invalid.

- Be aware that ‘Europe’ means the Europe as per your atlas for travel insurance purposes and not the Europe of political definition. We know, obvious, but we just thought we’d say.

- Last but not least, be aware that if the Foreign and Commonwealth Office has warned against travelling to a country, your travel insurance will be invalid if you travel there. Details can be found at their website.

So start using our travel insurance comparison service for your destination now and find the right cover for you.

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