Compare travel insurance for Ireland
Compare travel insurance for Ireland
Green pastures, iconic cathedrals and mighty castles are among some of Ireland’s most impressive settings. Read what you need to know about travel insurance for Ireland to keep you covered for your trip.
Why do I need travel insurance for Ireland?
It’s important to get travel insurance as it can provide financial cover for a range of eventualities, including any medical treatment should you need it while you’re away.
If you’re visiting Ireland, you won’t need your European Health Insurance Card (EHIC)** to access state healthcare services, as you would in most other European countries, but you’ll have to prove you’re a UK resident. You can show your NHS number, alongside your passport, driving licence or similar documentation as proof of UK residency.
Travel insurance will also cover you in the event your trip is cancelled or cut short due to any of the reasons specified in your policy, such as bereavement. It’s a key part of your travel insurance policy should the worst happens and you need to cancel your trip. Therefore, it’s a good idea to arrange your travel insurance when you book your holiday.
If your belongings are stolen or damaged, they’ll typically be covered under a travel insurance policy. Make sure you check your single item limit – this is the maximum you can claim on any one item.
Each policy will vary depending on the provider and the level of cover you choose. You can easily click on each policy to check what you’re covered for before committing to one.
**UK residents can use their EHIC after the 31 January during the transition phase of the UK leaving the EU. This means that the EHIC can continued to be used in the same way until the 31 December 2020. What happens to the status of the EHIC after the transition phase will be decided as part of the negotiations on the future UK-EU relationship.
As of 23rd Match 2020, the UK Government announced a series of restrictions to travel, public spaces and gatherings. For a minimum of three weeks, people are being instructed to stay at home whenever possible. For this reason, travel insurance policies purchased from this date, for trips within the UK with a start date before 13th April 2020, will not be valid.
The UK Government also instructed all British tourists and travellers, that are currently abroad, to return to the UK as soon as possible.
As of 17th March 2020, the Foreign and Commonwealth Office (FCO) have advised against all non-essential travel abroad for an initial period of 30 days. This means that any travel insurance purchased from this date, for trips outside of the UK with a start date before 16th April 2020, will not be covered by the provider.
Coronavirus was declared a pandemic on 11th March 2020, so this may also affect your policy, particularly those taken out on or after that date. Please check any existing policies carefully, to find out what you’re covered for.
For more information please see our coronavirus and travel insurance page.
What kind of travel insurance might I need for Ireland?
The type of cover you’ll need depends on what you plan to do during your trip. You might need:
- Single trip: This insurance will cover you for one trip up to 30 days.
- Annual multi-trip: If you’re taking more than one trip a year to various destinations, then a multi-trip policy could be the most cost-effective.
- Business travel: If you’re travelling for work, then you must select business travel when you do a quote.
How much is travel insurance for Ireland?
If you’re visiting Ireland, 50% of people could achieve a quote of £13*** for European travel insurance for one week or £28**** for a multi-trip policy, based on Compare the Market data in February 2020. A single-trip policy tends to cover you for up to 30-days and a multi-trip policy will cover more than one trip (each for up to 30 days) in a 12-month period.
***50% of people could achieve a quote of £12.73 for single trip travel insurance for 1 week Europe based on Compare the Market data in February 2020.
****50% of people could achieve a quote of £27.16 for for Europe multi travel insurance based on Compare the Market data in February 2020.
Any other travel tips for Ireland?
Weather: Ireland has a mild but damp climate, so bear that in mind when packing.
Transport: Buses don’t stop in Ireland, even at the designated bus stops, unless you flag them down.
Shops: Shops and restaurants may have limited opening hours on Sundays, so make sure you check and plan ahead.
Currency: The Republic of Ireland currency is the euro. However, if you cross into Northern Ireland, the currency is sterling.
Get a heritage card: you can get a heritage card that provides free entry to castles, national parks and war memorial gardens.
Culture: Ireland has a lot of traditions and customs such as Irish dancing, Gaelic sports and a big pub culture. You can also expect a real buzz if you’re visiting for St Patrick’s Day on the 17 March.