Compare travel insurance for Majorca

A favourite with couples and families, Majorca promises holidaymakers warm summers and minimal rain. To help you prepare for a relaxing, stress-free holiday, here’s a few things you should think about before boarding the plane.

A favourite with couples and families, Majorca promises holidaymakers warm summers and minimal rain. To help you prepare for a relaxing, stress-free holiday, here’s a few things you should think about before boarding the plane.

Coronavirus (COVID-19) update: please check the latest government travel advice that sets out what you need to do, if anything, before you travel abroad and before you return home. You should also check the latest travel advice and entry requirements for each country you visit or transit through. Travel rules can change at short notice, so check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

Josh Daniels
Travel Insurance expert
6
minute read
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Last Updated 4 FEBRUARY 2022

Do I need travel insurance for Majorca?

Travel insurance for your trip to Majorca can cover you for accidents, illness, theft and other unexpected incidents while you’re away. Plus, there are all the usual chances of cancellations and delays, which are far less upsetting when you have travel insurance to give you peace of mind.

Customers with more serious pre-existing medical conditions

If you have a serious health condition, the price you pay for travel insurance is likely to be more expensive. However, there are still many providers out there and you should be able to find affordable cover. Whatever happens, don’t be tempted to lie to an insurance provider, because if you do and then need to make a claim, it could be rejected.

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions.

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

How much is travel insurance for Majorca?

Majorca is the largest of Spain’s Balearic islands, just off the western coast, so you’ll need travel insurance for Europe

A travel policy can cost from as little as £5.93 for a week’s holiday in Europe. [1]

But bear in mind that the exact cost of your travel insurance will depend on your age, the level of cover you need for your trip, what activities you’re planning and any pre-existing health conditions. It’s a good idea to compare a range of quotes to help you find a great-value policy with the right amount of cover for your needs.

If you travel regularly, you might find that an annual travel insurance policy could save you money overall. 

[1]Based on Compare the Market data for a single trip travel policy for a 20-year-old with no pre-existing medical conditions travelling in Europe for 1 week. Prices correct as of January 2022.

What will travel insurance for Majorca cover?

A travel insurance policy for Majorca should typically cover:

  • Medical costs if you fall ill or have any accidents while you’re away.
  • Loss, damage or theft of luggage and passports – covers what we take with us on holiday, including our phones, laptops, tablets and cameras, as well as our clothes. Remember to always check policy limits, including the single-item limit – the maximum your insurance provider will pay out for one item.
  • Cancellations and delays – this can protect you if your holiday is cancelled, delayed or shortened. Some policies don’t cover missed connections though, so if you want to be covered for this, make sure you check the policy T&Cs.

  • Covid-19 – this can cover cancellation, medical expenses, extended stays and repatriation because of Covid-19. Get a travel insurance quote with us and you can compare the levels of Covid-19 cover available. Just look for the ‘more details’ option on the quote results page. 

  • Repatriation – this can cover you if you need to get home because of a medical requirement.

Top tip

If you’re planning a family holiday to Majorca, family travel insurance could be better value than individual policies. Some providers also throw in freebies like extra baggage limits or free cover for kids.

What isn’t included in Majorca travel insurance?

Whatever policy you choose, there’ll be things that aren’t covered. Typical exclusions include:

  • Drug and alcohol use – Majorca is famous for its amazing beach clubs. But be aware that injuries and accidents that happen while you’re under the influence aren’t likely to be covered. 
  • High-risk sports such as jet skiing, kitesurfing and diving are unlikely to be covered by a standard travel insurance policy.
  • Medical conditions that haven’t been declared to your insurance provider. You must let them know if you have a health problem. They may charge you an extra premium, but better that than no cover at all. 

Read more on what travel insurance will typically cover and what’s excluded.

Do I need to do anything special to take my own medicines to Majorca?

If you have a condition that requires you to bring your own medicines to Spain, you should have a letter from your GP clearly explaining:

  • What medicines you need
  • Why you need them

Have the letter translated into Spanish if possible, as this could help if you need to see a health professional during your stay.

If any of your medicines are in the controlled drugs category, you need to comply with regulations in both Spain and the UK.

What else should I consider when I choose my travel insurance?

Think about what activities you plan to do during your holiday. With its warm, crystalline waters, steep mountain trails and imposing cliffs, Majorca is ideal for adventure sports. 

If you want to do something a bit more adrenaline-packed than lounging around the pool, check your policy as you may need extra cover. 

For example:

  • Water sports protection - this can cover jet-skiing, scuba diving, sailing, kitesurfing and windsurfing.
  • Extreme sports cover - this could provide extra cover for rock climbing, trekking and mountain biking.
  • Golf insurance - there’s a number of stunning courses to choose from on this beautiful Mediterranean island. Golf insurance provides specific protection for you and your golfing equipment that might not be covered by your standard policy.  

Do I need a visa to go to Majorca?

If you hold a valid British or European passport, you don’t need a visa to travel to Majorca for up to 90 days in any 180-day period. Your passport needs to be less than 10 years old and be valid for at least three months after the day you leave Majorca.

Entry rules could change with very little warning, so be sure to check the Foreign, Commonwealth & Development Officer website for the latest updates before you set off for your holiday. You should also check the regulations for wearing a face mask while you’re there. 

Is my European Health Insurance Card (EHIC) valid in Majorca?

As the UK is no longer part of the EU, you won’t be able to apply for an EHIC any more. But if you already have one that was issued before the end of 2020, it will still be valid until the expiry date. 

The UK government has introduced a replacement called the Global Health Insurance Card (GHIC). If you don’t have an EHIC, or once yours expires, you can apply for a GHIC on the NHS website and it should arrive within 10 days. The GHIC will offer the same cover as the EHIC did in EU countries.

UK citizens with a valid EHIC or GHIC card should have access to healthcare in Spain and the Balearic Islands on the same terms as Spanish nationals. But EHIC/GHIC cards are no substitute for travel insurance. The FCDO strongly recommends that UK residents have a valid travel insurance policy in place before going abroad.  

Some insurance providers may insist you take an EHIC or GHIC card with you or it could invalidate your policy. You could end up being charged in full for any care you’re given without a valid card. 

Any other tips for my holiday to Majorca?

  • Catalan is the official language in Majorca, although most residents also speak Spanish.
  • Drinking water should be safe from taps across Majorca. But because of high levels of sodium and chlorine, some travellers may prefer to drink bottled water.
  • Sun protection is essential during the spring and summer months. In the summer, temperatures can rise above 30°C in the south of the island.
  • Best times to visit: it can get busy in the hot summer months. If you’re planning to hike or cycle around Majorca, the slightly cooler spring and autumn months are ideal for exploring the island. 
  • Tipping is optional in Spain, although a 10% tip will be greatly appreciated by waiting staff.

Compare travel insurance for Majorca

Shopping around is the best way to find the travel cover that’s right for you. Start preparing for your Spanish holiday today by comparing travel insurance with Compare the Market.

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