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Compare travel insurance for Majorca

Compare travel insurance for Majorca

A big favourite with couples and families, Majorca promises holidaymakers warm summers and minimal rain. To help you prepare for a relaxing, stress-free vacation, here’s a few things you should think about before boarding the plane.

Patrick Ikhena
From the Travel team
minute read
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Posted 26 MAY 2020

Do I need travel insurance for Majorca?

If you want to be covered for accidents, illness, theft and other unexpected incidents while you’re away, some form of European travel insurance is essential when travelling to Spain or the Balearic Islands.


On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

What will travel insurance for Majorca cover?

When shopping for European travel insurance, here’s a few essentials to keep in mind:

  • Medical costs for any accident or injury while you’re away should be covered by your travel insurance policy. If you have a pre-existing medical condition, it’s vital you declare this when purchasing your policy, to ensure you’re covered. Always check the terms of your policy fully before you travel to see what you are, and aren’t, covered for.
  • Cancelling your trip on account of illness, injury or other exceptional circumstances should also be covered by your insurance. It could provide compensation for your trip if you’re unable to travel.
  • Cover for travel abandonment where problems arise on your journey and you’re forced to head home.
  • Damage, loss or theft of your personal belongings should be covered for the entirety of your trip. Some insurers may offer different limits depending on your needs, so it’s important to check the terms of your policy to ensure the level of cover is right for you.
  • Personal liability cover, in case something you do hurts or injures someone else, or damages their property.

You should also check for exclusions so you know when your policy won’t pay out. For example, if you have:

  • Pre-existing medical conditions. However, all medical conditions declared on Compare the Market will be covered in the policies returned.
  • Incidents resulting from drunkenness or drug taking
  • Extreme sports and water sports, unless you’ve taken out additional cover

Do I need a visa to go to Majorca?

If you hold a valid British or European passport, you don’t need a visa to travel to Majorca at the moment. The rules may change after the Brexit transition period ends on 31 December 2020.

Is my European Health Insurance Card (EHIC) valid in Majorca?

UK citizens with valid EHIC cards should be able to access medically necessary healthcare in Spain and the Balearic Islands at least up until 31 December 2020. With the EHIC card, your care should be at a reduced cost or free.

Some insurance providers insist that you take an EHIC card with you to use, or your policy will be invalid. You can expect to be charged in full for any care you are given without an EHIC.

Do I need to do anything special to take my own medicines to Majorca?

If you have a condition that requires you to bring your own medicines to Spain, you should have a letter from your GP, clearly explaining:

  • what medicines you need
  • why you need them

If you can, have the letter translated into Spanish, as this could help if you need to see a health professional during your stay.

If any of your medicines are in the controlled drugs category, you need to comply with regulations in both Spain and the UK. Check what you need to do before you travel. Also, ask your doctor in the UK for advice before you travel, and make plans for how to manage your condition when you’re abroad.

What else do I need to know for my holiday in Majorca?

  • Catalan: This is the official language in Majorca, although most residents also speak Spanish
  • Drinking water: Should be safe from taps across Majorca. However, because of high levels of sodium and chlorine, some travellers may prefer to drink bottled water
  • Sun protection: This is essential during the spring and summer months. In the summer, temperatures can rise above 30 °C in the most southerly regions
  • Tipping: It’s optional in Spain, though a 10% tip will be greatly appreciated by waiting staff in tourist areas

Compare travel insurance for Majorca

Shopping around is the best way to find the travel cover that’s right for you. Start preparing for your Spanish holiday today by comparing travel insurance with Compare the Market.

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