Compare travel insurance for Majorca

A favourite with couples and families, Majorca promises holidaymakers warm summers, sandy beaches and great nightlife. To help you prepare for a stress-free holiday, here’s a few things to think about before boarding the plane.

Written by

Anna McEntee

Home, pet and travel insurance expert

Last Updated

9 FEBRUARY 2023

6 min read

Do I need travel insurance for Majorca?

Travel insurance for your trip to Majorca can cover you for accidents, illness, theft and other unexpected mishaps while you’re away. And if your holiday is affected by flight cancellations or delays, travel insurance can help make sure you don’t lose your money.

Customers with pre-existing medical conditions

If you have a serious health condition, your travel insurance is likely to be more expensive. Whatever happens, always declare any medical conditions and never lie to an insurance provider, because this could mean your claim is rejected. When you declare any medical conditions on our website, we’ll only show you quotes from insurance providers who will cover them, with no exclusions.

If your condition is more serious, MoneyHelper has a directory of insurance providers who may be able to provide quotes over the phone. You can call MoneyHelper on 0800 138 7777.

How much is travel insurance for Majorca?

Majorca is the largest of Spain’s Balearic islands, just off the western coast, so you’ll need travel insurance for Europe.

A travel policy can cost from as little as £5.56 for a week’s holiday in Europe. ^[1]

But bear in mind that the exact cost of your travel insurance will depend on your age, the level of cover you need for your trip, what activities you’re planning and any pre-existing health conditions. It’s a good idea to compare a range of quotes to help you find a great-value policy with the right amount of cover for your needs.

If you travel regularly, you might find that an annual travel insurance policy could save you money overall.

^[1]Based on Comparethemarket data for a single trip travel policy for a 20-year-old with no pre-existing medical conditions travelling in Europe for 1 week. Prices correct as of January 2023.

What will travel insurance for Majorca cover?

A travel insurance policy for Majorca should typically cover:

Medical costs if you fall ill or have any accidents while you’re away.
Repatriation — this can cover you if you need to get home for medical treatment.
Loss, damage or theft of luggage and passports — covers what we take with us on holiday, including phones, laptops, tablets and cameras, as well as clothes. Remember to always check policy limits, including the single-item limit – the maximum your insurance provider will pay out for one item.

Cancellations and delays — this can make sure you’re not out of pocket if your holiday is cancelled, delayed or shortened. Some policies don’t cover missed connections though, so if you want to be covered for this, make sure you check the policy T&Cs.

Top tip

If you’re planning a family holiday to Majorca, family travel insurance could be better value than individual policies. Some providers also throw in freebies like extra baggage limits or free cover for kids.

What isn’t included in Majorca travel insurance?

Whatever policy you choose, there’ll be things that aren’t covered. Typical exclusions include:

Drug and alcohol use — Majorca is famous for its amazing beach clubs. But be aware that injuries and accidents that happen while you’re under the influence aren’t likely to be covered.
High-risk sports such as jet skiing, kitesurfing and diving are unlikely to be covered by a standard travel insurance policy, although you may be able to add on cover.
Medical conditions that haven’t been declared to your insurance provider. You must let them know if you have a health problem. They may charge you an extra premium, but better that than no cover at all.

Do I need a visa to go to Majorca?

If you hold a valid British or European passport, you don’t need a visa to travel to Majorca for up to 90 days in any 180-day period. Your passport needs to be less than 10 years old and be valid for at least three months after the day you leave Majorca.

You can find details of entry requirements for Majorca on the GOV.UK website.

Is my Global Insurance Card (GHIC) valid in Majorca?

UK citizens with a valid GHIC or EHIC card can access healthcare in Spain and the Balearic Islands on the same terms as Spanish nationals. But GHIC/EHIC cards are no substitute for travel insurance. The FCDO strongly recommends that UK residents have a valid travel insurance policy in place before going abroad.

Some insurance providers may insist you take an EHIC or GHIC card with you or it could invalidate your policy.

You can apply for a GHIC on the NHS website.

Any other tips for my holiday to Majorca?

Catalan is the official language in Majorca, although most residents also speak Spanish.
Drinking water should be safe from taps across Majorca. But because of high levels of sodium and chlorine, some travellers may prefer to drink bottled water.
Sun protection is essential during the spring and summer months. In the summer, temperatures can rise above 30°C in the south of the island.
Best times to visit — it can get busy in the hot summer months. If you’re planning to hike or cycle around Majorca, the slightly cooler spring and autumn months are ideal for exploring the island.
Tipping is optional in Spain, although a 10% tip will be greatly appreciated by waiting staff.

Compare travel insurance for Majorca

Shopping around is the best way to find the travel cover that’s right for you. Start preparing for your Spanish holiday today by comparing travel insurance with Comparethemarket.