Compare travel insurance for Majorca

A big favourite with couples and families, Majorca promises holidaymakers warm summers and minimal rain. To help you prepare for a relaxing, stress-free vacation, here’s a few things you should think about before boarding the plane.

A big favourite with couples and families, Majorca promises holidaymakers warm summers and minimal rain. To help you prepare for a relaxing, stress-free vacation, here’s a few things you should think about before boarding the plane.

Josh Daniels
From the Travel team
3
minute read
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Posted 18 JANUARY 2021

Do I need travel insurance for Majorca?

If you want to be covered for accidents, illness, theft and other unexpected incidents while you’re away, some form of European travel insurance is essential when travelling to Spain or the Balearic Islands.

CORONAVIRUS UPDATE 

The travel traffic light system currently states that trips to green and amber listed countries are legally permitted if you live in England and Scotland. If you live in Wales and Northern Ireland, you still need to follow the rules for your relevant government.

Please note: from 4am on 4 October 2021, the current traffic light system will be replaced by a single red list of countries.

Currently, if your destination of choice is on the green or amber list, you still need to check the latest travel advice and entry requirements for each country you visit or transit through. This is to ensure you are aware of any specific requirements relating to entry and ensure travellers from the UK are permitted. Countries can have their traffic light status changed with short notice and you should take this into consideration when looking to travel. Please check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

The FCDO currently advises against all but essential travel to red list countries. Most insurance policies purchased to cover a trip to a destination where the FCDO has instructed citizens not to travel to won’t be valid, however, some insurance providers may offer reduced cover if you’re travelling for essential purposes. Should you have any queries, please check the policy wording, or contact your chosen provider before purchasing, to ensure the cover meets your needs.

Travel within England, Scotland and Wales is permitted under the current guidelines. However, public health rules and lockdown restrictions continue to vary, including entry restrictions for Northern Ireland. Check the latest guidance from the official tourism boards for England, Scotland, Wales and Northern Ireland respectively.

Find out more here

Customers with more serious pre-existing medical conditions

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions. 

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

What will travel insurance for Majorca cover?

When shopping for European travel insurance, here’s a few essentials to keep in mind:

  • Medical costs for any accident or injury while you’re away should be covered by your travel insurance policy. If you have a pre-existing medical condition, it’s vital you declare this when purchasing your policy, to ensure you’re covered. Always check the terms of your policy fully before you travel to see what you are, and aren’t, covered for.
  • Cancelling your trip on account of illness, injury or other exceptional circumstances should also be covered by your insurance. It could provide compensation for your trip if you’re unable to travel.
  • Cover for travel abandonment where problems arise on your journey and you’re forced to head home.
  • Damage, loss or theft of your personal belongings should be covered for the entirety of your trip. Some insurers may offer different limits depending on your needs, so it’s important to check the terms of your policy to ensure the level of cover is right for you.
  • Personal liability cover, in case something you do hurts or injures someone else, or damages their property.

You should also check for exclusions so you know when your policy won’t pay out. For example, if you have:

  • Pre-existing medical conditions. However, all medical conditions declared on Compare the Market will be covered in the policies returned.
  • Incidents resulting from drunkenness or drug taking
  • Extreme sports and water sports, unless you’ve taken out additional cover

Do I need a visa to go to Majorca?

If you hold a valid British or European passport, you don’t need a visa to travel to Majorca for up to 90 days in any 180-day period.

Is my European Health Insurance Card (EHIC) valid in Majorca?

UK citizens with valid EHIC cards should be able to access medically necessary healthcare in Spain and the Balearic Islands. With the EHIC card, your care should be at a reduced cost or free.

Some insurance providers insist that you take an EHIC card with you to use, or your policy will be invalid. You can expect to be charged in full for any care you are given without an EHIC.

After Brexit, and the UK officially left the EU with a deal in place, things have changed. You won’t be able to apply for an EHIC anymore, but, if you have one already, issued before the end of 2020, then it’ll still be valid until the expiry date.

However, the UK government has introduced a replacement called the Global Health Insurance Card (GHIC). If you don’t have an EHIC, or once yours expires, you can apply for a GHIC here, and it should arrive within 10 days. The GHIC will offer the same cover as the EHIC did in EU countries.

Do I need to do anything special to take my own medicines to Majorca?

If you have a condition that requires you to bring your own medicines to Spain, you should have a letter from your GP, clearly explaining:

  • what medicines you need
  • why you need them

If you can, have the letter translated into Spanish, as this could help if you need to see a health professional during your stay.

If any of your medicines are in the controlled drugs category, you need to comply with regulations in both Spain and the UK. Check what you need to do before you travel. Also, ask your doctor in the UK for advice before you travel, and make plans for how to manage your condition when you’re abroad.

What else do I need to know for my holiday in Majorca?

  • Catalan: This is the official language in Majorca, although most residents also speak Spanish
  • Drinking water: Should be safe from taps across Majorca. However, because of high levels of sodium and chlorine, some travellers may prefer to drink bottled water
  • Sun protection: This is essential during the spring and summer months. In the summer, temperatures can rise above 30 °C in the most southerly regions
  • Tipping: It’s optional in Spain, though a 10% tip will be greatly appreciated by waiting staff in tourist areas

Compare travel insurance for Majorca

Shopping around is the best way to find the travel cover that’s right for you. Start preparing for your Spanish holiday today by comparing travel insurance with Compare the Market.

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