Compare travel insurance for Morocco

Sunset camel rides. Moorish palaces nestled in palm groves. The buzzing marketplaces of Marrakech – just three reasons why millions of tourists visit Morocco each year. Here’s what you should know about Morocco travel insurance to keep you covered for your trip.

Sunset camel rides. Moorish palaces nestled in palm groves. The buzzing marketplaces of Marrakech – just three reasons why millions of tourists visit Morocco each year. Here’s what you should know about Morocco travel insurance to keep you covered for your trip.

Josh Daniels
From the Travel team
4
minute read
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Posted 01 FEBRUARY 2021

Why do I need travel insurance for Morocco?

It’s important to get travel insurance wherever you go, and it’s no different for Morocco. The right travel insurance will cover the cost of medical bills if you’re sick or injured during your trip and need private treatment.

Your travel insurance should also include cancellation cover, which could help you if you need to cancel or cut short your holiday due to illness or a family bereavement. The same cover can also mean you can claim back funds if you need to get an emergency flight home. If you have to cut short your holiday, tell your insurance provider before you head for home. They’ll need to know the reason before deciding whether to pay the costs.

Like many popular destinations, Morocco has areas with high crime rates. In Marrakech, you’ll need to be aware of pickpockets (they often use distraction techniques, so be vigilant). If you do fall victim to a crime, or if your belongings are lost or damaged, then you might be able to claim on your insurance.

CORONAVIRUS UPDATE 

The travel traffic light system currently states that trips to green and amber listed countries are legally permitted if you live in England and Scotland. If you live in Wales and Northern Ireland, you still need to follow the rules for your relevant government.

Please note: from 4am on 4 October 2021, the current traffic light system will be replaced by a single red list of countries.

Currently, if your destination of choice is on the green or amber list, you still need to check the latest travel advice and entry requirements for each country you visit or transit through. This is to ensure you are aware of any specific requirements relating to entry and ensure travellers from the UK are permitted. Countries can have their traffic light status changed with short notice and you should take this into consideration when looking to travel. Please check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

The FCDO currently advises against all but essential travel to red list countries. Most insurance policies purchased to cover a trip to a destination where the FCDO has instructed citizens not to travel to won’t be valid, however, some insurance providers may offer reduced cover if you’re travelling for essential purposes. Should you have any queries, please check the policy wording, or contact your chosen provider before purchasing, to ensure the cover meets your needs.

Travel within England, Scotland and Wales is permitted under the current guidelines. However, public health rules and lockdown restrictions continue to vary, including entry restrictions for Northern Ireland. Check the latest guidance from the official tourism boards for England, Scotland, Wales and Northern Ireland respectively.

Find out more here

Customers with more serious pre-existing medical conditions

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions. 

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

What kind of travel insurance might I need for Morocco?

The type of cover you’ll need depends on what you plan to do during your trip. You might need:

European cover Although Morocco is in Africa, some providers consider the country as being in Europe for travel insurance purposes. However, the country isn’t covered by the European Health Insurance Card (EHIC) or Global Health Insurance Card (GHIC).

Water sports travel insurance A standard travel insurance policy will typically cover you for low-risk sports only – check your policy for details of exactly what’s covered. If you’re planning on taking part in adventurous water sports, such as scuba diving, you may need specialist cover provided by water sports travel insurance. Check with your provider to see whether extra cover can be added to your policy. If not, find a specialist insurance provider who offers the level of cover you need.

Do I need a visa for Morocco?

Brits can visit Morocco for up to three months without a visa. Make sure your passport is stamped when you enter the country, as some tourists have experienced difficulty when leaving the country as their passport has no entry stamp.

Any other travel tips for Morocco?

Vaccinations You should see your doctor four to eight weeks before your trip – they might advise you to have vaccines for hepatitis A, typhoid and tetanus (these are usually free on the NHS).

Culture Morocco is governed by Islamic laws and you’ll need to be respectful of local customs, including a dress code for women (long skirts are preferred to those above the knee). While alcohol is served in bars and hotels in tourist areas, you can be arrested for drinking alcohol in the streets. Sexual relations outside of marriage are punishable by law, so hotels may insist on separate bedrooms if you can’t show proof of marriage. Public displays of affection should be avoided.

Tipping In restaurants, tipping between five and ten per cent is welcomed.

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