What type of cover do I need?
When deciding on a travel insurance policy, you’ll need to consider the specifics of your itinerary, as well as your study or work placement requirements, to ensure you are opting for a policy that meets your needs.
Single trip covers you for one trip (for one or multiple destinations). Cover starts when you leave your home in the UK and ends when you return home. There’s a maximum amount of time that you can be away on one trip for – this is typically 31 days.
Annual cover can also be known as a multi-trip policy. It’s normally purchased on an annual basis and will commence from your selected start date. During your multi-trip policy, you’re able to travel multiple times to your selected destination(s) over the course of a year, with the cover starting and finishing in the UK.
Backpacker trip offers cover for a single trip, usually spreading across many months to the destination(s) selected.