Compare travel insurance for the Netherlands

Whether you’re off for a romantic city break in Amsterdam or looking for a tour of the tulip fields, a good travel insurance policy will give you peace of mind, wherever your Dutch adventures take you. 

Whether you’re off for a romantic city break in Amsterdam or looking for a tour of the tulip fields, a good travel insurance policy will give you peace of mind, wherever your Dutch adventures take you. 

Patrick Ikhena
From the Travel team
minute read
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Posted 18 JANUARY 2021

Do I need travel insurance for the Netherlands? 

You’ll need some sort of European travel cover for the Netherlands. The type of insurance you choose will depend on the nature of your trip, how long you’re going for and whether you’re visiting any other countries.  


Following new restrictions implemented on 5 January 2021, you can only travel internationally or within the UK if you're legally permitted to do so while the UK is under full lockdown restrictions.

The Foreign, Commonwealth & Development Office (FCDO), currently advises British nationals against all but essential international travel. See latest FCDO advice for further information.

Any insurance policy purchased to cover a trip to a destination where the local authority, or the FCDO, has instructed citizens not to travel, will not be valid.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

The Money and Pensions Service (MaPs) has also launched on its Money Advice Service website a directory of insurance providers who may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

What’s the difference between Holland and the Netherlands? 

The Netherlands is made up of 12 provinces, and Holland is made up of only two of them, Zuid-Holland and Noord-Holland.  

What will travel insurance for the Netherlands cover? 

Here are the basic things you need to look for in a good travel insurance policy: 

  • Medical expenses cover could pay for your treatment if you have an accident, or are injured on your trip. 
  • Cancellation cover and compensation for delayed departure are a must, if you don’t want to find yourself out of pocket should unexpected emergencies prevent you going on your trip. 
  • Damage, loss of belongings or theft can ruin your holiday. Make sure the cost of your valuables is covered by your travel insurance, so you don’t risk returning empty handed. 

Do I need a visa to go to the Netherlands? 

If you currently hold a valid UK or European passport, you won’t need a visa to visit the Netherlands, for up to 90 days in any 180-day period.

Can I use my European Health Insurance Card (EHIC) in the Netherlands? 

A valid EHIC card will give you access to healthcare in the Netherlands, at the same cost as a local resident.

After Brexit, and the UK officially left the EU with a deal in place, things have changed. You won’t be able to apply for an EHIC anymore, but, if you have one already, issued before the end of 2020, then it’ll still be valid until the expiry date.

However, the UK government has introduced a replacement called the Global Health Insurance Card (GHIC). If you don’t have an EHIC, or once yours expires, you can apply for a GHIC here, and it should arrive within 10 days. The GHIC will offer the same cover as the EHIC did in EU countries.

What else do I need to know for my holiday in the Netherlands? 

  • Bicycles have right of way. Be sure to stay out of cycle lanes and listen out for bicycle bells if you decide to hire a car during your trip. 
  • Tipping. Service charges are usually included in bills at hotels, restaurants and for taxi services. However, tips of 10% are appreciated for good service. 
  • History and culture. Don’t miss out on a visit to the Anne Frank House, the Netherlands’ national museum - the Rijksmuseum - and the Van Gogh museum when passing through Amsterdam. 

Start comparing travel insurance 

Whether you’re looking for a single trip or you’re buying for multiple destinations, comparing travel insurance is the best way to find a policy that’s right for you. 

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