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Compare travel insurance for the Netherlands

Compare travel insurance for the Netherlands

Whether you’re off for a romantic city break in Amsterdam or looking for a tour of the tulip fields, a good travel insurance policy will give you peace of mind, wherever your Dutch adventures take you. 

Patrick Ikhena
From the Travel team
minute read
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Posted 26 MAY 2020

Do I need travel insurance for the Netherlands? 

You’ll need some sort of European travel cover for the Netherlands. The type of insurance you choose will depend on the nature of your trip, how long you’re going for and whether you’re visiting any other countries.  


On 7 September 2020, the Foreign Commonwealth and Development Office (FCDO) updated the list of countries that are exempt from its ongoing advice against all non-essential international travel.

If you choose to travel overseas to a destination where the FCDO is advising against non-essential travel at the time of your departure, then your insurance policy will be invalid, and any claim likely to be rejected.

For domestic travel, please check the local public health rules for the destination you wish to travel to within the United Kingdom.

For more information, please see our coronavirus and travel insurance page.

What’s the difference between Holland and the Netherlands? 

The Netherlands is made up of 12 provinces, and Holland is made up of only two of them, Zuid-Holland and Noord-Holland.  

What will travel insurance for the Netherlands cover? 

Here are the basic things you need to look for in a good travel insurance policy: 

  • Medical expenses cover could pay for your treatment if you have an accident, or are injured on your trip. 
  • Cancellation cover and compensation for delayed departure are a must, if you don’t want to find yourself out of pocket should unexpected emergencies prevent you going on your trip. 
  • Damage, loss of belongings or theft can ruin your holiday. Make sure the cost of your valuables is covered by your travel insurance, so you don’t risk returning empty handed. 

Do I need a visa to go to the Netherlands? 

If you currently hold a valid UK or European passport, you won’t need a visa to visit the Netherlands, at least until the Brexit transition period ends on 31 December 2020. 
After that, travel rules could change.   

Can I use my European Health Insurance Card (EHIC) in the Netherlands? 

A valid EHIC card will give you access to healthcare in the Netherlands until 31 December 2020. Negotiations are still ongoing as to how British travellers will access European healthcare in the long-term, after Brexit.  

What else do I need to know for my holiday in the Netherlands? 

  • Bicycles have right of way. Be sure to stay out of cycle lanes and listen out for bicycle bells if you decide to hire a car during your trip. 
  • Tipping. Service charges are usually included in bills at hotels, restaurants and for taxi services. However, tips of 10% are appreciated for good service. 
  • History and culture. Don’t miss out on a visit to the Anne Frank House, the Netherlands’ national museum - the Rijksmuseum - and the Van Gogh museum when passing through Amsterdam. 

Start comparing travel insurance 

Whether you’re looking for a single trip or you’re buying for multiple destinations, comparing travel insurance is the best way to find a policy that’s right for you. 

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