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Compare Portugal travel insurance quotes

Do you need travel insurance if travelling to Portugal? Read our guide on Portugal travel insurance and compare quotes to find the right cover to suit your needs. 

Patrick Ikhena From the Travel team
minute read

What about if I have an EHIC card?

The European Health Insurance Card (EHIC) isn’t an alternative to travel insurance, and the Foreign and Commonwealth Office (FCO) recommends having both when visiting an EU country, such as Portugal. 

You can apply for a free EHIC card on the NHS website. UK residents can still use their EHIC cards up until the Brexit leave date on 29 March 2019.

The EHIC could help you get emergency medical treatment in a public Portuguese hospital, and some insurance providers might waive any excess on a medical claim if you have one, so it’s worth having. However, it doesn’t cover:

  • emergency treatment in a private hospital
  • mountain rescues
  • repatriation costs if you need to be flown home

Medical costs in Europe could be as high as £25,000, so travel insurance may help with costs that aren’t covered by an EHIC. 

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What can travel insurance cover?

Insurance providers vary, so always check the details of your policy carefully. A good travel insurance policy should cover:

  • medical care if you were to fall ill or have an accident in Portugal
  • flight cancellations and delays – your travel insurance could protect you against any extra costs that these incur
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What else should I consider when choosing my travel insurance?

Consider what activities you’ll be doing, and make sure your travel insurance covers them. You may need extra cover for:

  • Golf - Portugal is one of the world’s top destinations for golfing holidays
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Any other tips for a trip to Portugal?

Here’s a few tips to help you enjoy your trip to Portugal:

  • tipping – although tipping isn’t usually expected in Portugal, you should try to add around 5-10% to your restaurant bill if the service was good. And an extra Euro or two for your taxi driver, although not required, would be appreciated
  • crime – Portugal is generally a safe country, with low crime rates compared to other countries in Europe. But it pays to always be vigilant and keep valuables out of sight
  • driving – Portugal’s road safety record has improved significantly in recent years, with road fatalities down by 40% since 2010. However, road accident rates are still far higher than the UK, so take extra care if driving, and let more aggressive drivers pass you if need be 
Split 4

Where can I compare travel insurance quotes?

No matter where you’re going in Portugal, it’s always a good idea to get the right level of travel insurance protection in place before you go.  

Travel insurance is a highly competitive market, so it makes sense to shop around and compare a range of insurance providers before committing to one. 

Whether you want cover for a single trip to Portugal, or you want an annual policy, we can help keep things simple. 

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