Compare Portugal Travel Insurance

This sun-soaked land on the Iberian Peninsula has always attracted large numbers of visitors from the UK. For many people, Portugal's greatest attraction has to be its gorgeous coastline, in particular the popular southern region of the Algarve. There, an array of top-class beach resorts awaits any avid sun seekers.

If it’s a city break you’re seeking though, the beautiful, historic capital of Lisbon is a popular destination with its interesting architecture and numerous iconic buildings.

Whatever your reason for travelling to Portugal, it’s important to get the right travel insurance in place before you set off.


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Some considerations when travelling to Portugal

While we remain in the EU, no visa is required to visit Portugal and EU nationals can stay as long as they like.

Depending on when you’re visiting Portugal, the climate can vary dramatically and you’ll need to travel prepared. Over winter, Portugal can be wet and even decidedly cold so you’d need to take some warm clothes. Spring and autumn are often filled with lovely warm days but chillier evenings - a great time of year for hiking or walking. In summer though, make sure you remember your sunscreen and hats, with temperatures sometimes rocketing, particularly along the Algarve coast.

Visitors to the Algarve will find that almost everyone can speak some English. In more remote areas of Portugal however, that is less likely to be the case. A phrase book could come in very handy if you’re travelling around or even for simple use in restaurants.
Portugal is generally a safe country, with lower crime rates than in many other European countries. That said, when travelling keep valuables out of sight and don’t leave bags on display in hire cars.

While crime is low, Portugal has one of the highest road accident rates in Europe. If you are planning on hiring a car while you’re there, take care and be prepared to let more aggressive drivers pass you if need be.

Travel Insurance for Portugal

No matter where you’re going in Portugal, it’s always a good idea to get the right level of travel insurance protection in place when you book your trip.

Your policy could offer you protection if you fall ill and need expensive medical care while you’re in Portugal. Portuguese health care is usually readily available and particularly in tourist resorts, there are English speaking doctors and pharmacists in most resorts.

In case you need medical care while there, a European Health Insurance Card (EHIC) could help. This allows you to access state provided medical treatment in the event that you needed it. One of the advantages of carrying the card is that some insurance providers might waive any excess on a medical claim. You can get one for free and applying is simple; just apply for one at the NHS website.

Whenever you fly abroad, there is always the possibility of your flight being cancelled or delayed. In some circumstances, your travel insurance could protect you against the extra costs that you might incur.

Luggage can get lost, damaged or stolen while you’re away and it could be expensive, as well as irritating, to have to replace items if you weren’t insured. Your travel insurance could ensure you’re able to buy new items if such a thing does happen to you.

Your travel insurance could also provide personal liability insurance which may cover you should you be sued while in Portugal. This cover could protect you against expensive legal bills as well as any damage or compensation claims should you lose a case.

It’s worth remembering to always read the terms and conditions of your policy as they can vary quite widely.

Travel insurance is a competitive market meaning you should always shop around for your cover. Whether you want to just buy cover for a single trip or buy an annual policy, we can help keep things simple.

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