Compare travel insurance for Singapore
Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. We can help you compare Singapore travel insurance policies for your holiday.
Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. We can help you compare Singapore travel insurance policies for your holiday.
Do I need travel insurance for Singapore?
Of course you’ll want your trip to Singapore to be smooth and trouble-free. But if things don’t go to plan, travel insurance could help. A good policy could cover the costs if you fall ill, have to cancel your trip, or your belongings are lost or stolen while you’re away.
Customers with pre-existing medical conditions
If you have a serious health condition, your travel insurance is likely to be more expensive. Whatever happens, tell your insurance provider the truth. If you give false information or miss something out, your claim could be rejected.
When you declare any medical conditions on our website, we’ll only show you quotes from insurance providers that will cover them with no exclusions.
If your condition is more serious, MoneyHelper has a directory of insurance providers who may be able to provide quotes over the phone. You can call them on 0800 138 7777.
How much is travel insurance to Singapore?
If you’re buying travel insurance for Singapore, you’ll need worldwide travel cover, which can cost from £20.33 for a one-week trip[1]. To find out how much it will cost you, start comparing travel insurance quotes now.
Compare travel insuranceHow much you’ll have to pay will depend on a variety of factors, including:
- Activities you plan to do – if you’re planning on taking part in any sports or riskier activities, you may need a policy add-on, which will cost more
- Your health – cover for pre-existing medical conditions will likely require specialist cover, which could cost you more
- Whether you need an annual or single-trip policy – if you’re a regular traveller, an annual policy may work out cheaper over the course of the year when compared to multiple single-trip policies
- Whether you’re travelling on business or as a tourist – if you’re going on a business trip you might want to take out additional cover so that any equipment or cash you take is covered.
[1] Based on Compare the Market data for a worldwide travel insurance policy for a 20 year old with no pre-existing medical conditions travelling for 1 week. Prices correct as of January 2025.
What does Singapore travel insurance cover?
Standard travel insurance for Singapore could cover you for:
- Emergency medical care and repatriation costs – healthcare in Singapore can be expensive. Travel insurance should cover you if you become ill or have an accident while you’re away, and pay for emergency repatriation costs if you have to be flown home
- Lost, stolen or damaged luggage and passports – if your luggage is lost on its way to Singapore or you have any personal belongings stolen, travel insurance can help cover the costs
- Flight disruptions – if strikes or bad weather disrupt your flight, you could claim for any extra costs you have to pay as a result
- Holiday cancellation – if your holiday is cancelled, delayed or shortened for reasons such as illness or bereavement, you could claim to recover any resulting costs
Of course, travel insurance policies vary from provider to provider, so always check the terms and conditions before choosing which one to buy.
What won’t Singapore travel insurance cover?
While your insurance can provide cover for many of the financial impacts if something goes wrong while travelling in Singapore, there will be exceptions. These may include:
- Undeclared pre-existing medical conditions – treatment for some pre-existing conditions may be excluded if you haven’t told your insurance provider about them. Make sure you declare all your pre-existing conditions when you apply or any claims could be refused.
- Incidents related to alcohol use – if you’re injured or lose something after drinking too many Singapore slings or Tiger beers, for example, your claim will most likely be rejected.
What activities will I be covered for?
When choosing your travel insurance for Singapore, it's important to consider the activities you plan to take part in while you’re there:
- Business – if you’re visiting Singapore with work, you may need additional cover for any equipment or cash you’re carrying for business purposes. This will vary depending on your policy and insurance provider, so check the terms and conditions before you buy.
- Adventure sports – cable skiing or wakeboarding at Wake Park is great fun, but do check if your insurance covers adventure sports.
- Water sports – Singapore offers the opportunity to make waves by stand-up paddle boarding or kayaking around Sentosa Island. Just make sure your policy covers water sports to avoid any surprises.
- Golf – Singapore offers some great golfing spots, including the Sentosa Golf Club and Marina Bay Golf Course. Ensure your travel insurance includes coverage for golfing activities if this is something you’d like to sample.
Do I need a visa for the Singapore?
If you’re a British passport holder you don’t need a visa to enter Singapore, whether you’re going for social or business purposes. However, upon arrival, the Immigration and Checkpoints Authority decides who can enter Singapore and for how long. For British citizens, this is normally between 14 and 30 days.
Your passport will need to be valid for a minimum of six months from the date of entry to Singapore, so don’t forget to renew it in advance if necessary.
More details about the entry requirements for Singapore can be found on the Gov.uk website.
Healthcare
Singapore operates on a mixed system of public and private healthcare, which makes having the right travel insurance policy important. Some policies may offer direct billing with certain hospitals, so check if your provider has this arrangement to avoid being stuck with a large upfront payment.
In a medical emergency, call 995 for an ambulance. It’s also a good idea to have the contact details of your travel insurance provider handy, as it should be able to offer guidance and support in emergency situations.
Vaccinations
For advice on vaccinations, talk to your GP at least eight weeks before you travel. They should be able to advise you on which vaccinations are necessary.
Risks of travelling in Singapore
Singapore is widely considered a safe destination, but it's important to be aware of potential risks:
- Disease – Singapore has a tropical climate, which raises the risk of mosquito-borne diseases such as dengue fever and Zika virus according to TravelHealthPro. Use insect repellent and wear long sleeves and trousers to protect yourself as best as possible.
- Natural disasters – Singapore isn’t prone to major natural disasters such as earthquakes or tsunamis, but it can experience heavy rainfall and flooding. Stay informed about weather conditions and heed any local warnings.
Driving
If you’re planning to hire a car in Singapore, here are some things you should know:
- Driving side – you’ll be pleased to know that vehicles drive on the left-hand side of the road in Singapore, just like the UK.
- International Driving Permit (IDP) – British travellers can drive in Singapore with a valid UK driving licence for up to 12 months. However, you must also carry an International Driving Permit (IDP).
- Electronic Road Pricing (ERP) – Singapore uses an Electronic Road Pricing (ERP) system to manage traffic congestion. Charges are automatically deducted from an in-vehicle unit (which all vehicles are fitted with) as you pass through ERP gantries.
- Drink driving – Singapore has strict drink driving laws, with the same legal blood alcohol limit as the UK (0.08%). Penalties for exceeding this limit are severe, and can include hefty fines and imprisonment.
Business travel to Singapore
Singapore is a significant international commercial hub, attracting business travellers from around the world. If you're travelling to Singapore for business, you might want to consider business travel insurance. This is extra cover which you can add to your policy, specifically designed to cover the unique risks associated with business travel that may not be included in a standard travel insurance policy.
Business travel insurance can provide cover for:
- Business equipment – if your laptop, smartphone, or other equipment is lost, stolen, or damaged, business travel insurance can cover the cost of replacement or repair
- Business interruption – if your trip is delayed or cancelled, business travel insurance can cover the costs associated with rescheduling meetings or events
- Liability cover – if you accidentally cause damage to property or injure someone while on a business trip, liability cover can protect you from financial loss
- Emergency assistance – this feature gives you access to 24/7 emergency assistance services, which can be extremely helpful if you encounter issues while travelling for business
Other travel tips
- Local laws – Singapore is proud of its reputation for cleanliness and order. It’s illegal to take chewing gum or e-cigarettes (or similar) into the country. You can also be fined for littering and smoking in some public places. And penalties for all drug offences are extremely severe.
- Language – English is one of the official languages in Singapore and is widely spoken. Other languages include Mandarin, Malay and Tamil.
- Climate – Singapore has a tropical climate and tends to be wet and warm all year round. But it can also be quite humid. It’s a good idea to plan any excursions for the cooler mornings, before the midday heat hits.
- Currency – the currency in Singapore is the Singapore Dollar (SGD). It’s worth having some local currency on hand for small purchases, although credit and debit cards are widely accepted. ATMs are also readily available throughout the city.
- Tipping – tips aren’t customary in Singapore, but a service charge is typically added in bars, cafes and restaurants.
- Food – Singapore has Chinese, Indian, Malay and British influences, so you can expect a diverse range of dining options. In fact, eating is almost a national pastime – so much so that Singapore’s outdoor hawker communal dining areas have been listed by UNESCO. Some stalls are even in the Michelin Guide. For a more refined dining experience, you could also have a four-course dinner on the Singapore Flyer, a Ferris wheel offering spectacular views over the city.
- Transport – Singapore has an efficient and affordable public transport system, including buses and the MRT (Mass Rapid Transit) subway. Consider getting an EZ-Link card for convenient travel on public transport.
Compare Singapore travel insurance
Our comparison service makes it easy to compare travel insurance for Singapore, helping you get the right cover ahead of your trip.
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This article is written by a Compare the Market expert, backed by data and enhanced by AI. Find out how we ensure accuracy and quality in our Editorial Guidelines.