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Compare travel insurance for Singapore

Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. Compare Singapore travel insurance to give you peace of mind on your trip.

Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. Compare Singapore travel insurance to give you peace of mind on your trip.

Written by
Anna McEntee
Home, pet and travel insurance expert
Last Updated
9 MARCH 2023
5 min read
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Do I need travel insurance for Singapore?

Your trip to Singapore is likely to go off without a hitch. But if it doesn’t, travel insurance can help. It could cover the costs if you fall ill, have to cancel your trip or your belongings are lost or stolen while you’re away.

Customers with pre-existing medical conditions

If you have a serious health condition, your travel insurance is likely to be more expensive. Whatever happens, don’t lie to an insurance provider, because this could mean your claim is rejected. When you declare any medical conditions on our website, we’ll only show you quotes from insurance providers who will cover them, with no exclusions.

If your condition is more serious, MoneyHelper has a directory of insurance providers who may be able to provide quotes over the phone. You can call them on 0800 138 7777.

How much is travel insurance for Singapore?

You’ll need worldwide travel insurance for Singapore. How much you’ll have to pay will depend on:

  • Your age – typically the younger you are the cheaper it’ll be
  • Any pre-existing medical conditions
  • How long you’re staying for
  • Whether you’re travelling on business or as a tourist
  • The level of cover you want.
  • Any activities you’re doing on your trip like water sports, golf or adventure sports.

What will Singapore travel insurance cover?

Standard travel insurance for Singapore should cover you for:

  • Lost baggage – if your luggage is lost on its way to Singapore, you should be able to claim for its value. Make sure your policy offers enough cover for everything you want to take with you. And look out for the most the policy will pay out for any one item.
  • Theft – your personal belongings will be insured on the way to Singapore, as well as while you’re out and about on holiday. You may also be able to get add-on gadget insurance to cover any expensive tech you’re taking with you. 
  • Cancellation – if you need to cancel your travel plans at the last minute because of injury, illness or perhaps a bereavement, cancellation cover can protect you from being out of pocket.
  • Delays – if strikes, bad weather or breakdowns disrupt your flight or ferry, for example, you could claim for any extra costs you have to pay as a result.
  • Medical treatment – healthcare in Singapore is expensive. Travel insurance should cover you if you become ill or have an accident while you’re away. If you’re travelling with a pre-existing medical condition, you’ll need to declare this when getting a quote from us.
  • Emergency repatriation – if you or a family member are injured or fall seriously ill abroad, emergency repatriation can cover the costs of bringing you home.
  • Coronavirus cover – this could cover you for cancellations, medical costs and additional accommodation expenses because of COVID-19. When you compare with us, you can filter your results for the level of COVID-19 cover you want.

What won’t Singapore travel insurance cover?

While your insurance can provide cover for many of the financial impacts if something goes wrong while travelling in Singapore, there will be exceptions. These may include:

  • Pre-existing medical conditions – treatment for some pre-existing conditions may be excluded and you may have to find a specialist policy. Make sure you declare all your pre-existing conditions when you apply otherwise any claims could be refused. 
  • Incidents related to alcohol and drug use – if you’re injured or lose something as a result of drinking too many Singapore Slings or Tiger beers, your claim will most likely be rejected.
  • Natural disaster cover – Singapore is generally a safe place and isn’t prone to earthquakes or volcanoes, but flooding is possible given its tropical climate. Depending on your level of cover, you may not be covered against natural disasters.
  • Terrorism – your policy may offer some cover but check carefully. 
  • Adventure activities that are considered ‘high-risk’, such as scuba-diving, reverse bungee jumping or cable skiing, may be excluded from your policy.  It’s important you check your policy before travelling and consider getting additional cover. 

What else should I consider when I choose my travel insurance?

What you’re doing will impact the your insurance. If you’re taking part in any sports, particularly extreme sports then you may need to add on cover at an extra cost.

Singapore has one of the largest indoor skydiving facilities in the world. So if that’s on your itinerary or your passion is for water sports, like cable-skiing, wakeboarding or windsurfing, you may want additional cover.

Travel policies will generally have a list of what sports are and aren’t covered under the standard package so you can check and add on cover if you need to.

Do I need a visa for the Singapore?

If you’re a British passport holder then you don’t need a visa to enter Singapore whether you’re going for social or business purposes.

Your passport will need to be valid for a minimum of six months from the date of entry to Singapore, so don’t forget to renew it in advance if necessary.

More details about the entry requirements for Singapore can be found on the GOV.UK website, including rules on COVID-19 vaccines and testing.

Any other tips for travel to Singapore?

  • Local laws – Singapore is proud of its reputation for cleanliness and order. It’s illegal to bring chewing gum and e-cigarettes or their equivalent into the country. You can also be fined for littering and smoking in some public places. Penalties for all drug offences are extremely severe.
  • Climate – Singapore has a tropical climate and tends to be warm all year round. But it can also be quite humid so you’ll have to dress accordingly. It’s a good idea to plan any excursions for a cooler morning before you reach the midday heat.
  • Vaccinations – to get advice on vaccinations, book an appointment with your GP at least six weeks before you travel. They should be able to advise you on which vaccinations are necessary. Ask them about tetanus and hepatitis A and B vaccines.
  • Food – Singapore has Chinese, Indian, Malay and British influences, so you can expect interesting food. Eating is almost a national pastime. So much so that its outdoor hawker communal dining areas have been listed by UNESCO – some stalls even have Michelin stars. You can have a four-course dinner on the Singapore Flyer – the Ferris wheel that gives you spectacular views over the city.
  • Tipping – tips aren’t customary in Singapore but you can reward excellent service if you want to. Instead a service charge is typically added in bars, cafes and restaurants.

Compare Singapore travel insurance

Our comparison service makes it easy to compare travel insurance deals to help you get the right cover ahead of your trip.

Anna McEntee - Insurance expert

Anna’s all about delivering fantastic insurance products at a great price. Value is the most important thing for Anna, as she cuts through the jargon and finds what’s most important and worth your hard-earned money.

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