Compare travel insurance for Singapore

Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. Compare Singapore travel insurance to give you peace of mind on your trip.

Botanical gardens, a tropical climate and a multicultural heritage are just a few reasons Singapore has become an increasingly popular destination in Asia. Compare Singapore travel insurance to give you peace of mind on your trip.

Josh Daniels
Travel Insurance expert
5
minute read
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Last Updated 17 FEBRUARY 2022

Do I need travel insurance for Singapore?

If you’re vaccinated against Covid-19 you can visit Singapore without having to quarantine, but you must have travel insurance with minimum cover of S$30,000 for Covid-19-related medical treatment and hospitalisation costs. You’ll need a copy of your insurance policy for entry into the country too. 

Travel insurance for Singapore can also help you financially if you fall ill or your belongings are lost or stolen while you’re away. 

Coronavirus (COVID-19) update: please check the latest government travel advice that sets out what you need to do, if anything, before you travel abroad and before you return home. You should also check the latest travel advice and entry requirements for each country you visit or transit through. Travel rules can change at short notice, so check the Foreign, Commonwealth & Development Office (FCDO) for the latest information.

Customers with more serious pre-existing medical conditions

If you have a serious health condition, the price you pay for travel insurance is likely to be more expensive. However, there are still many providers out there and you should be able to find affordable cover. Whatever happens, don’t be tempted to lie to an insurance provider, because if you do and then need to make a claim, it could be rejected.

When you declare medical conditions on our website, we’ll only show quotes from insurance providers who will cover all declared medical conditions, with no exclusions.

MoneyHelper has launched a directory of insurance providers who may be able to provide quotes over the phone if you have more serious medical conditions. Find more information at MoneyHelper or by calling them on 0800 138 7777.

How much is travel insurance for Singapore?

You’ll need worldwide travel insurance for Singapore. How much you’ll have to pay will depend on:

  • Your age – typically the younger you are the cheaper it’ll be
  • How long you’re staying for
  • The level of cover you want
  • Any activities you’re doing on your trip like water sports, golf or adventure sports

What will Singapore travel insurance cover?

Standard travel insurance for Singapore should cover you for:

  • Lost baggage – if your luggage is lost on its way to Singapore, you should be able to claim for its value. Make sure your policy has the right baggage cover limit for everything you want to take with you.
  • Theft - your personal belongings will be insured on the way to Singapore, as well as while you’re out and about on holiday. You may also be able to get add-on gadget insurance to provide additional cover. 
  • Cancellation – if you need to cancel your travel plans at the last minute due to injury, illness or perhaps a bereavement, cancellation cover can protect you from being out of pocket.
  • Delays - if strikes, bad weather or breakdowns disrupt your flight or ferry, for example, you can claim for delays over the length of time set out in your policy.
  • Medical treatment – this should cover you if you become ill or have an accident while you’re away. If you’re travelling with a pre-existing medical condition, you’ll need to declare this when getting a quote from us.
  • Emergency repatriation – if you or a family member are injured or fall seriously ill abroad, emergency repatriation can cover the costs of bringing you home. 
  • Coronavirus cover – this can cover you for cancellations, medical costs and additional accommodation expenses because of Covid-19. You can compare levels of coronavirus cover using the ‘more details’ option on the quote results page.

What won’t Singapore travel insurance cover?

While your insurance can provide cover for many of the financial impacts if something goes wrong while travelling in Singapore, there will be exceptions. These may include: 

  • Pre-existing medical conditions – treatment for some pre-existing conditions may be excluded and you may have to find a specialist policy. Make sure you declare all your pre-existing conditions when you apply otherwise any claims could be refused. 
  • Incidents related to alcohol and drug use – If you’re injured or lose something as a result of drinking too many Singapore Slings or Tiger beers, your claim will most likely be rejected.
  • Natural disaster cover – Singapore is generally a safe place and isn’t prone to earthquakes or volcanoes but flooding is possible given its tropical climate.
  • Terrorism – your policy may offer some cover but check carefully. 
  • Adventure activities that are considered ‘high-risk’, such as scuba-diving, reverse bungee jumping or cable skiing, may be excluded from your policy.  It’s important you check your policy before travelling and consider getting additional cover. 

What else should I consider when I choose my travel insurance?

What you’re doing will impact the level of cover you need. If you’re taking part in any sports, particularly extreme sports then you may need additional cover. Singapore has one of the largest indoor skydiving facilities in the world. So if that’s on your itinerary, or your passion is for water sports like cable-skiing, wakeboarding, or windsurfing, you may want additional cover.

Travel policies will generally have a list of what sports are and aren’t covered under the standard package so you can check and add on cover if you need to.

Do I need a visa for the Singapore?

If you’re a British passport holder then you don’t need a visa to enter Singapore for visits up to 90 days, whether you’re going for social or business purposes. If you’re planning on staying longer then you’ll need to get a visa.

Your passport will need to be valid for a minimum of six months from the date of entry to Singapore, so don’t forget to renew it in advance if necessary.

More details about the entry requirements for Singapore can be found on the GOV.UK website, including rules on Covid-19 vaccines and testing.

Any other tips for travel to Singapore?

Local laws - Singapore is proud of its reputation for cleanliness and order. It’s illegal to bring chewing gum and e-cigarettes or their equivalent into the country. You can also be fined for littering and smoking in some public places.

Climate - Singapore has a tropical climate and tends to be warm all year round. But it can also be quite humid, so you’ll have to dress accordingly. It’s a good idea to plan any excursions for a cooler morning before you reach the midday heat.

Vaccinations - to get advice on vaccinations, book an appointment with your GP at least six weeks before you travel. Ask your doctor about the following courses or boosters:

  • Typhoid
  • Tetanus
  • Hepatitis A and B
  • Diphtheria 
  • Yellow fever

Some vaccinations will be free under the NHS but not all. Your doctor should be able to advise you on which vaccinations are necessary and which are lower risk. They may also refer you to a specialist health centre.

Food - Singapore has Chinese, Indian, Malay and British influences, so you can expect interesting food. Eating is almost a national pastime. So much so that its outdoor hawker communal dining areas have been listed by UNESCO – some stalls even have Michelin stars. You can have a four-course dinner on the Singapore Flyer - the Ferris wheel that gives you spectacular views over the city.

Tipping – tips aren’t customary in Singapore but you can reward excellent service if you want to. Instead a service charge is typically added in bars, cafes and restaurants.

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