How much are my belongings worth?
Like many popular destinations, South Africa has areas with high crime rates – extra caution is advised in the country’s major cities. Look the single item limit on the travel policy, as this is the most money you can claim back on any single item if your belongings are stolen, lost or damaged. Check with your provider to see whether extra cover can be added to your policy if required, or find a specialist insurance provider who offers the level of cover you need.
Am I covered for medical emergencies?
The right travel insurance will cover the cost of medical bills if you get sick or injured during your trip and need private treatment. Generally speaking, your policy should include at least £2 million in medical cover for areas outside Europe.