Compare travel insurance for South Africa

With its stunning landscapes, big game wildlife and buzzing cities, South Africa is a holiday destination like few others. Here’s what you should know about finding the right travel insurance for your trip.

With its stunning landscapes, big game wildlife and buzzing cities, South Africa is a holiday destination like few others. Here’s what you should know about finding the right travel insurance for your trip.

Josh Daniels
From the Travel team
3
minute read
Do you know someone who could benefit from this article?
Posted 01 FEBRUARY 2021

Getting travel insurance for South Africa

You should get travel insurance for any trip, and it’s no different for South Africa. When comparing insurance policies, ask yourself:

Am I insured if I need to cancel my trip? 

Add up the cost of flights, accommodation and anything else pre-booked, such as day tours. Cancellation cover – which is typically included in travel insurance policies – is the most you can claim back if you need to cancel or cut short your holiday (as long as the reason is listed in your policy). For example, if you get too sick to travel, or you’re called for jury service, you could claim back the money you’ve spent.

Will I be doing any high-risk activities?

 Check if any activities you’re planning are covered by insurance. A provider will consider some pursuits to be high-risk, such as rock climbing or sky diving, and these might not be covered by basic travel insurance policies. If your chosen activity isn’t included in a policy, you might need to get additional cover, such as adventure travel insurance.

How much are my belongings worth? 

Like many popular destinations, South Africa has areas with high crime rates – extra caution is advised in the country’s major cities. Look the single item limit on the travel policy, as this is the most money you can claim back on any single item if your belongings are stolen, lost or damaged. Check with your provider to see whether extra cover can be added to your policy if required, or find a specialist insurance provider who offers the level of cover you need.

Am I covered for medical emergencies?

The right travel insurance will cover the cost of medical bills if you get sick or injured during your trip and need private treatment. Generally speaking, your policy should include at least £2 million in medical cover for areas outside Europe.

CORONAVIRUS UPDATE

Following the UK’s most recent national restrictions, you can only travel internationally or within the UK if you're legally permitted to do so while the UK is under full lockdown restrictions.

Non-essential travel is not currently permitted within the UK before 12 April 2021 at the earliest and international travel is not currently permitted before 17 May 2021 at the earliest. Any insurance for travel before these dates is likely to be invalid. This means that, unfortunately, we’re unable to provide any new single trip price comparisons for UK policies with a start date prior to 12 April 2021 and any single trip comparisons for international policies with a start date prior to 17 May 2021
 
You’re still able to purchase annual multi-trip policies, however, if you choose to travel against FCDO advice and current restrictions, you won’t be covered for your trip.

The Foreign, Commonwealth & Development Office (FCDO), currently advises British nationals against all but essential international travel. See latest FCDO advice for further information.

Any insurance policy purchased to cover a trip to a destination where the local authority, or the FCDO, has instructed citizens not to travel, will not be valid.

For more information, please see our coronavirus and travel insurance page.

Until then, stay safe.

Customers with more serious pre-existing medical conditions

Our panel includes insurance providers who quote cover for all medical conditions declared on our website, with no exclusions.

On its Money Advice Service website, The Money and Pensions Service (MaPs) has launched a directory of insurance providers who may be able to provide quotes over the phone, if you have more serious medical conditions. Find more information at the Money Advice Service or by calling the British Insurance Brokers’ Association on 0370 950 1790.

How much is travel insurance for South Africa?

If you’re travelling to South Africa, worldwide travel insurance could cost from £12.84** for a week, based on Compare the Market data in November 2020.

**Based on a worldwide travel insurance policy for a 20 year old with no pre-existing medical conditions travelling for 1 week. Prices correct as at November 2020.

Do I need a visa for South Africa?

British passport holders can visit South Africa for up to three months without a visa. The UK government advises that you should have at least six months validity on your passport when you travel. Also, your passport should have at least two blank pages when you present it at immigration at South Africa.

Do I need vaccinations before I go to South Africa?

You may need to get vaccinations, so visit your doctor four to eight weeks before your trip. Some vaccinations, such as for tetanus and typhoid, are typically free on the NHS.

Any other travel tips for South Africa?

Safety The government’s website has information on safety and security in the country. Take precautions while you travel, such as keeping any valuables out of sight.

Tipping It’s standard practice to tip - 10 to 20% should be appreciated.

Time difference South Africa is two hours ahead of Greenwich Mean Time (GMT).

Currency The country uses the South African Rand.

Compare South Africa travel insurance

Get a travel insurance quote in minutes and see if you could save.

Looking for a quote?

Get a new travel insurance quote in minutes and you could start saving

Get a quote
Compare travel insurance Get a quote