What else should it cover?
Check how your luggage is covered for theft or damage. Look for individual item limits to make sure valuables such as your camera are included. Are you covered if they’re stolen from a cab or a hire car too? If it’s not obvious, check with the provider.
Cancelled flights, missed flights, delays to flights, your bag is delayed. These are just some items that your travel policy will cover you for. This can become particularly important if you’re visiting a number of destinations or travelling on a tight schedule.
Again, check the detail as all aspects will come with limits. You may be able to increase them by talking to your insurer but be prepared to pay more premium.
If you were to inadvertently cause injury to others on your trip you might be sued for damages. Personal liability claims can be expensive and you will usually find that the limit on the policy is £1m or more.
If you’re travelling to exotic climates and the destination language isn’t your own it may be comforting to know that your travel insurance covers you for some legal expenses in the event that you need them.
South America is an amazing destination full of amazing sights, sounds and experiences. For peace of mind on your trip we can help you compare the best travel insurance deals around.