Typical levels of cover:
Emergency medical cover
Aim for cover of at least £1million or more within Europe, and at least £2million or more if you’re travelling to the US or worldwide.
In case you cause harm to someone or their possessions. Look for cover up to £2million.
Make sure this is at least equal to the cost of your holiday, £2,000 or more.
Baggage and personal possessions cover
£1,500 should cover the cost of your suitcase and its contents. Make sure you’ve added up the cost of your belongings and include any expensive items too.
Holiday spending money cover
Around £500 is typical, unless you’re carrying more cash.