I’ve forgotten, how late can I leave it?
The answer depends on just how late you’ve left it. If you’re actually lying on the beach and suddenly remember, you’re likely to be too late. Most mainstream insurers won’t cover you after you’ve left for your destination.
That said, in these circumstances if you are really determined to get cover, it is possible that you might find a specialist insurer who is prepared to insure you after you’ve left for your trip.
If you haven’t actually left the country, how late you can leave it varies by insurer but you can certainly book it with all travel insurers with a day to spare.
If you’ve entered the day of travel itself, that’s when it can get trickier, but it’s still possible. A number of insurers will allow you to take out a policy before you leave your home, some before going through customs and at least one while you’re on the plane on the tarmac!