What are the benefits of winter sports insurance?
Insurance policies are there to keep you safe should anything unexpected happen. Even the most experienced outdoor enthusiasts can sometimes suffer mishaps. After all, if you were to injure yourself, a mountainside rescue by helicopter, hospital treatment and flights home can end up costing you thousands of pounds.
But, what about my existing travel insurance?
A common mistake many people make is to think because they have travel insurance bundled for example with a credit card or current account, or they’ve already taken out annual travel insurance, that winter sports cover is automatically included. This is rarely the case, however, and you must check any policy you currently hold before you go.
It’s always best to check with your current insurer, to see if you can buy an add-on, or additional winter sports cover to protect you while you’re on the slopes.
Don't leave this conversation with your insurer until the last minute – or worse, forget it entirely and not get cover at all. You don't want to end up with an enormous hospital bill, if you have a wipe out. So make sure you have your winter sports cover in place before you head out on the slopes.