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Can I get travel insurance with pre-existing medical conditions?

Travel Insurance with medical conditions

Can I get travel insurance that covers pre-existing conditions?

Yes, you can still get travel insurance if you have a medical condition, but you’ll probably need a specialist policy, which could limit your options and cost more.

A standard travel insurance policy will exclude cover for pre-existing medical conditions.

What would my policy cover?

As well as covering things like cancellation, damaged luggage and theft, a specialist policy would cover medical expenses, including treatment for your pre-existing conditions.

This means you can relax and enjoy your holiday, with complete peace of mind, knowing you’ll be taken care of.

Which medical conditions do I have to declare for travel insurance?

A pre-existing medical condition is anything that you suffer from before or at the time you take out a policy.

Examples include:

  • Cancer
  • Heart conditions
  • Diabetes
  • Respiratory illnesses e.g. asthma
  • Other chronic illnesses e.g. Crohn’s disease

If you don’t declare a pre-existing medical condition, you’ll void your policy if you try to claim for it.

Do I need to complete a medical exam?

You’ll normally be asked questions about your health and medical history.

Depending on your answers, you may need to complete a medical exam.

How do I get travel insurance for pre-existing conditions?

You can compare travel insurance quotes for pre-existing medical conditions with Comparethemarket.

Just pop in a few details about you, your trip and select the option for pre-existing medical conditions.

We'll compare providers in minutes to try and find you the right cover.