Can I get travel insurance with pre-existing medical conditions?
Travel Insurance with medical conditions
Can I get travel insurance that covers pre-existing conditions?
Yes, you can still get travel insurance if you have a medical condition, but you’ll probably need a specialist policy, which could limit your options and cost more.
A standard travel insurance policy will exclude cover for pre-existing medical conditions.
What would my policy cover?
As well as covering things like cancellation, damaged luggage and theft, a specialist policy would cover medical expenses, including treatment for your pre-existing conditions.
This means you can relax and enjoy your holiday, with complete peace of mind, knowing you’ll be taken care of.
Which medical conditions do I have to declare for travel insurance?
A pre-existing medical condition is anything that you suffer from before or at the time you take out a policy.
- Heart conditions
- Respiratory illnesses e.g. asthma
- Other chronic illnesses e.g. Crohn’s disease
If you don’t declare a pre-existing medical condition, you’ll void your policy if you try to claim for it.
Do I need to complete a medical exam?
You’ll normally be asked questions about your health and medical history.
Depending on your answers, you may need to complete a medical exam.
How do I get travel insurance for pre-existing conditions?
You can compare travel insurance quotes for pre-existing medical conditions with Comparethemarket.
Just pop in a few details about you, your trip and select the option for pre-existing medical conditions.
We'll compare providers in minutes to try and find you the right cover.