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Should I take out annual travel insurance? 

What is annual travel insurance?

Annual travel insurance is a multi-trip policy that covers you for unlimited trips each year.

It’s an all-in-one policy. Pay once and you’re covered for the year.

That means you can just focus on enjoying your holidays!

Should I take out single-trip insurance instead?

It depends on how many holidays you take.

If you only go away once or twice a year, it might be cheaper to cover each trip separately.

But, if you go away a lot, an annual policy could be cheaper overall.

Plus, you only need to set it up and manage one policy.

What does annual travel insurance cover?

Annual travel insurance can cover:

  • Medical expenses
  • Holiday cancellation and curtailment
  • Missed departures and delays
  • Stolen, lost or damaged luggage
  • Personal belongings and money

What isn’t covered by annual travel insurance?

Annual travel insurance won’t usually cover:

  • Medical treatment for pre-existing conditions
  • High-risk sports and activities
  • Previously announced airline strikes
  • Travel to destinations the FCDO has advised against
  • Incidents involving alcohol or drug abuse

How do I get annual travel insurance?

You can compare annual travel insurance quotes with Comparethemarket.

Just pop in a few details and we’ll compare dozens of providers to get you a quote in minutes.