What cover might I need if I’m using my van for work?
There are three main types of cover - which you’ll need depends on how you use your van.
Carriage of own goods Covers you if you drive your van for business purposes and you’re carrying items you need for work – your tools, for example. Check your van insurance policy to see if this cover is included as standard. If not, ask your insurance provider if they can add it to your policy, typically for an extra cost.
Goods-in-transit This type of cover can protect any goods inside your van while you deliver or transport them from one place to another. You may want to add this cover if you’re a delivery or courier driver.
Hire and reward This allows you to legally carry other people or their items in return for payment. This cover type is often chosen by furniture removers or taxi drivers.