A simples guide

Nissan Van Insurance

From the agile NV200 to the roomy NV400, Nissan vans are a popular choice for casual van drivers and professional tradespeople alike.

Holding a prominent position in the UK’s van market, the Japanese workhorses are known for being both practical and reliable, while still remaining easy on the eye.

Whether you’re considering buying one for a business or you’re already a proud owner, insuring your Nissan van should be at the top of your to-do list.


Things to consider when insuring a Nissan van

Nissan van insurance isn’t just about finding cover for the lowest price – you’ll want a policy that ticks all your boxes and gives you enough cover. Whether you’re using your van as a run-around or for your decorating, courier or flower shop business (or any other business), you’ll find that van insurance varies quite a bit from policy to policy. So it’s important to be eagle-eyed when comparing what’s on offer. The first thing to mull over, however, is which type of insurance you want to get. It usually falls into one of three categories:

Third Party provides cover if you cause injury or damage to another person or property. It’s the minimum level of insurance available and required by law.

Third Party fire and theft (TPFT) provides third party cover plus additional cover if your van is damaged in a fire or stolen.

Comprehensive generally covers all of the above, as well as any damage caused to your vehicle too.


Find out and compare Nissan van insurance quotes 

Once you’ve decided what type of insurance you want, you’ll be well on your way. Then you’ll need to think about:

  • Excess: This is the amount of money you’ll have to pay if you need to make a claim. Most policies will have compulsory excess, which is a fixed amount decided by the insurer. You can also increase your excess by adding a voluntary excess, which could reduce your insurance cost, but means you’ll have to fork out more money if you have to make a claim. If you’re a seasoned roadster with a good driving history, it might be worth considering increasing your voluntary excess.
  • What your insurance doesn’t cover: Insurance isn’t any good unless it’s covering you where it matters. Some policies don’t cover windscreen damage or travelling abroad, so always double check what you’re actually getting. However, while some policies are set in stone, others offer extras at a cost, allowing you to customise your perfect policy.
  • Reducing your premium: While vehicle insurance is mostly calculated based on you and your vehicle, sometimes small additional factors can chip a little off the price. For example keeping your Nissan van on a driveway instead of the street, or limiting your mileage could help to reduce your premium.
  • Courtesy vehicle: Like the majority of Nissan van owners, your vehicle is probably essential to your job. If yours is badly damaged in an accident or breaks down, you’ll need a van you can use in the meantime while it’s being repaired or replaced. So you might want to make sure your policy provides this service.
  • Personal belongings: Some policies will insure your personal possessions in your vehicle. If you’ve got pricey tools or equipment on-board, this one is a no brainer.
  • No claims bonuses: Many insurers offer bonuses to customers who haven’t had any accidents during a the year of their insurance. This might not seem immediately useful, but it can prove a real money-saver in the future.

Get a quote today

If you’re on the hunt for Nissan van insurance quotes, then you’ve come to the right joint. We’ve rounded up some top-notch deals on Nissan van cover from leading insurers. Best of all? An impressive 50% of our customers achieved a premium of just £482.08 a year on their van insurance. So find and compare quotes using our van insurance comparison service today – it’s fast, simple, and completely free.

All average price amounts based on comparethemarket.com data in February 2016.

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