Do gardeners need tool and equipment cover?
If you use your own tools for gardening, you’ll know they don’t come cheap. If you have a mower, a strimmer, chainsaw or log splitter, to name but a few, the cost can go up appreciably.
If your tools are stolen, not only will you need to replace them, you may be unable to do the work in the meantime. Having cover for your equipment means you’ll be able to replace your tools quickly without having to spend heavily to replace them (bar any agreed excess).
Remember, if you carry your tools around in your own car or van, you need to make sure they’re covered in your van too – some policies may contain exclusions that mean you’re not protected. It’s worth checking and making sure your tools are covered.