Comparing insurance for golf holidays
Whether you’re an avid golfer or are just planning a few informal rounds during a beach holiday, you’ll need to make sure you have the right travel insurance to cover you and your expensive golf clubs on the greens.
Golf holiday insurance can cover green fees if an accident, sickness or bad weather prevents you from being able to play, as well as any damages, loss or theft of your golf clubs while you are away.
If you’re off to the USA, Spain, Portugal or another golfing paradise, here’s what you need to know ahead of your trip.
On 4 April 2020, the Foreign and Commonwealth Office advised against all non-essential travel overseas for an indefinite period. In this unprecedented time, we are temporarily not providing travel insurance comparisons for trips outside the UK, until we have complete confidence we can get you a policy to meet your needs.
As of 23rd March 2020, the UK Government announced a series of restrictions to travel, public spaces and gatherings. For a minimum of three weeks, people are being instructed to stay at home whenever possible. For this reason, travel insurance policies purchased from this date, for trips within the UK with a start date before 13th April 2020, will not be valid.
The UK Government also instructed all British tourists and travellers, that are currently abroad, to return to the UK as soon as possible.
Coronavirus was declared a pandemic on 11th March 2020, so this may also affect your policy, particularly those taken out on or after that date. Please check any existing policies carefully, to find out what you’re covered for.
Frequently asked questions
Can golf travel insurance be included in a single or annual trip?
Will a standard travel insurance policy cover me to play golf?
The level of golf cover offered in a standard travel insurance policy will be outlined in your documents and it’s important to give you a peace of mind when it comes to transporting your golf clubs.
If you’re in doubt that what you’re being offered will cover you for golf, then you could shop around for a specialist golf travel insurance policy from another provider, as this will have extra cover especially designed for golfers.
What’s usually covered in travel insurance for golfers?
A typical golf travel insurance policy can include:
- £1,000-£1,500 for accidental loss, theft or damage to your golf equipment, including clubs, bags and shoes
- up to £300 for non-refundable green fees due to accident, sickness or adverse weather
- £150-£300 for golf equipment hire
- financial failure protection, if your travel company, hotel or airline go into administration
- business travel insurance
- up to £10m worth of medical and repatriation expenses, as well as emergency medical assistance 24/7 for 12 months
- personal liability insurance and legal costs
Hole-in-one indemnity. Some providers even cover the cost of the round of drinks in the clubhouse if you hit a hole-in-one and want to celebrate in style!
What else should I know about buying my travel insurance?
If you are travelling together with fellow golfers, it might be worth seeing if it makes sense to get group travel insurance.
If you’re planning any other activities during your trip – such as biking, winter sports or rock climbing – it’s worth checking what’s covered by your policy.
Don’t forget that travel insurance might also cover you if your trip is cancelled or cut short or if flights are missed or delayed.
So it’s always better to arrange travel insurance straight after booking your trip.
Going away for more than 60 consecutive days? Then you may find that backpacker insurance with additional sports cover may be a better option for you.
Should I reveal any pre-existing medical conditions?
If you’re considering golf travel insurance and you have a pre-existing medical condition, you’ll need to tell your insurance provider about it.
While a medical condition could mean that your premium may cost you a little more, not declaring it could invalidate your entire policy.
Where can I compare golf travel insurance?
The right insurance for your golfing holiday will depend on a number of things. A great starting point could be to explore your options with our comparison service.
If you can’t find a provider that meets the level of cover you need – depending on things such as where you’re going, the equipment you’re bringing, and how much you’re planning to play – then it may be time to shop around elsewhere for a specialist golf travel insurance provider. Compare travel insurance deals in minutes.