Compare annual travel insurance

Annual travel cover could be a good solution for anyone who makes two or more trips in 12 months. But for those just taking a one-off holiday,  single trip cover  might be better.  

According to our figures, 50% of people could achieve a quote of £5  for single-trip travel insurance for 1 week in Europe based on Compare the Market data in June 2019.  Meanwhile our stats show that 50% of people could achieve a quote of £9 for Europe multi travel insurance based on Compare the Market data in June 2019.    

That means if you travel once a year, a single-trip policy could be cost-efficient. However, if you travel two or more times a year, you’ll probably save money by signing up for an annual multi-trip policy.

It’s up to you. If you’ll be making numerous trips, it’s advisable to double check the small print on your insurance provider’s policy though in case there’s a maximum trip limit, as all policies vary.

Typical annual travel insurance cover normally stipulates that each of your holidays can’t exceed a certain number of days – normally 31.

This depends on your age and the level of cover you’re going for. 

Typically, providers of annual travel insurance cover people aged 19-75, and the maximum trip duration is usually 31 days or 60 days, depending on the cover you’re purchasing.  

The maximum duration for flyers aged between 66-75 years old is usually around 21 days.  

It can be a little tricky to get an extension. Insurance providers usually suggest you take out a  single trip policy  to cover you if you need to stay longer than the time limits specified in your policy.

A typical travel insurance policy, including annual travel insurance, could protect you against: 

• Medical expenses  – your policy should cover you for medical emergencies, the cost of any treatment, overnight stays and repatriation. Remember your  European Health Insurance Card (EHIC). Although it’s not a replacement for medical insurance, it allows you to get medical treatment like a local in EU countries. Also remember to tell your insurance provider about any  pre-existing medical conditions.

• Cancellation and curtailment  – this could help if you need to cancel or cut short your holiday.  

• Missed departure or delays  – offers cover if your flights are delayed because of an insured event.  

• Stolen, lost or damaged luggage  – make sure you’ve enough insurance to cover the cost of your luggage.  

• Personal liability cover – this may cover the cost of any damage or injury you inadvertently cause while you’re away.

All you need to do is compare annual (multi-trip) travel insurance and we’ll show you quotes to help you find the deal that’s right for you. Get a quote in a couple minutes.