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  1. Home
  2. Credit cards

Credit card guides

Everything you need to know about credit cards

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Articles and guides

Understand how credit cards work so you can choose the right card

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Go to articles

Tools and calculators

Use our tools to manage your balance and stay in control of your credit

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Go to tools
See our top tips on...
Switching between 0% credit card offers
Increasing your credit card limit
If you can pay your mortgage by credit card
Managing a low balance transfer limit

Articles and guides

Explore how credit cards work, what to look for and how to pick the right option for your spending

Person using a tablet
Eligibility Transfer cash from credit card to bank Money transfer cards can help you move cash, but watch out for high fees
  • Card types How to pay off credit card debt Discover some popular strategies to help you pay off your debts
  • Eligibility Can you pay off a card with another card? Find out your options, plus alternative ways to reduce your debts
  • Card types Why can't I get a credit card? See common reasons for rejections, and what you can do next

Browse all articles

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45 Articles
  • Making a contactless payment
    Eligibility Contactless card payments
  • A man putting his credit card in his blazer top pocket
    Using a credit card How long does it take to get a credit card
  • Young woman using credit card reader
    Card types Store credit cards explained
  • Woman on a plane holding a travel card
    Card types Prepaid travel cards
  • Card types Student credit cards
  • Credit card statement papers
    Repayment Credit card statements
  • Man shopping for construction material on phone
    Credit card basics 0% credit cards: holidays and home renovations
  • Person tapping a card on a reader
    Card types Charge cards
  • Front of a credit card with numbers pointing to various parts
    Repayment Credit and debit card parts
  • Credit card and percentage figure on a gold scale
    Repayment Credit utilisation rate
  • A couple managing their credit card debts
    Eligibility Managing debt with a low balance transfer limit
  • A woman sitting on the floor on her laptop surrounded by packages
    Repayment Buy now, pay later
  • A women looking her shopping receipt
    Card types Inflation and shrinkflation
  • Woman on her phone worried about her credit score
    Card types Do late payments affect credit score?
  • What is a credit score and how does it work?
    Repayment What is a credit score?
  • Mum and son looking at a credit card
    Eligibility Teaching teens about good credit
  • A man checking his credit card default letter
    Card types Credit card defaults
  • Close up shot of a credit score on a mobile phone
    Card types Free credit checks
  • A women thinking and looking at her computer
    Card types Why can't I get a credit card?
  • Woman holding a phone
    Card types Soft credit checks
  • A man holding his phone and credit card
    Using a credit card Can you pay off a loan with a credit card?
  • A woman looking at her credit while on the phone
    Repayment What happens to your old card after transfer?
  • A man touching his face and looking at his credit card
    Card types What happens when the 0% interest period ends?
  • Woman reading about mortgage on laptop
    Credit card basics Can you pay your mortgage with a credit card?
  • Someone holding 3 credit cards
    Card types Switching between 0% credit card offers
  • A couple looking at laptop
    Card types How to pay off credit card debt
  • Few credit cards on a table
    Eligibility Can you pay off a card with another card?
  • A person holding their phone and checking their credit score
    Card types Does checking your credit score lower it?
  • Mother an baby in a kitchen
    Credit card basics Increasing your credit limit
  • Scissors cutting up a card
    Credit card basics Should I close unused credit cards?
  • Man reading about chargeback on laptop
    Credit card basics What is chargeback?
  • A woman paying with her phone
    Repayment Continuous payment authority
  • Person using ATM with card
    Credit card basics Credit card cash withdrawals
  • A man using his credit card with 0% repayments
    Card types Minimum repayments on 0% cards
  • Woman holding two credit cards and thinking which one
    Repayment Which credit card is best for me?
  • Person paying for something with a credit card
    Card types Credit card protection
  • A man with a frown looking at his credit card
    Card types Pre-approved credit cards
  • Person using a tablet
    Eligibility Transfer cash from credit card to bank
  • A woman holding a credit card on laptop
    Eligibility What is a balance transfer?
  • Calculating credit card APR
    Eligibility Credit card APR
  • Two people holding different credit cards
    Eligibility How do credit cards work?
  • Man reading about stoozing on laptop
    Credit card basics Stoozing
  • Senior man with a card and laptop
    Credit card basics Switching credit cards
  • Man sitting on sofa while on the phone and holding a credit card
    Credit card basics Credit card refunds
  • A couple holding a credit card with laptop
    Card types Joint credit cards
Load more

Tools and calculators

  • Credit card repayment calculator

    A simples way to estimate your repayments and plan ahead

  • Credit card eligibility checker

    Check your chances risk-free before you make an application

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Compare the Market is a trading name of Compare The Market Limited. Registered in England No. 10636682. Registered Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. Compare The Market Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 778488).

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*To become a Qualifying Product Rewards member, a qualifying product must be taken out. 1 membership per year. Discount details, exclusions and restrictions vary per Reward.

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To become an App-only Rewards member, customers must download the Compare the Market App.

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