The Level Of Cover
Don’t assume that because you have a comprehensive policy in the UK, that you’ll automatically have the same level of cover abroad. All car insurance policies provided in the UK match the legal minimum requirement in EAA countries.
EAA countries are the 28 European Union countries plus Iceland, Liechtenstein and Norway. However, an add on could be offered for EAA extension which would cover the policyholder to the exact same level of cover they have in the UK.
Many policies that do have existing European cover will have a limit on the number of days that you’re covered for. This could be a limit lasting a number of consecutive days called continuous cover, or could be a total yearly allowance.
It’s worth discussing the specifics of your journey with your insurer so they can tailor the cover for your dates of travel in Europe.
Print your documents and take them with you
It’s important to take your documentation with you when you’re driving in Europe. This includes the following:
Your driving licence
If you have a photo card licence, a copy of your DVLA driver record and a licence check code if needed
An International Driving Permit (when necessary)
Your vehicle's registration document (V5c) (the original not a copy)
Your motor insurance certificate
Your travel insurance documents