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  1. Home
  2. Loans

Loans guides

Loans made simple

Tips and tools to help you understand the smartest way to borrow for your personal situation

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Articles and guides

Understand your borrowing options before you take out a loan

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Tools and calculators

Work out what you could afford to borrow and how much a loan will cost you

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How to borrow money interest-free
Can you finance a car for someone else?
Refused a loan? Here’s what to do next
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Articles and guides

Guides to help you understand loans, compare options and make informed borrowing decisions

A couple are at desk talking to a loan adviser
Applying & eligibility How to apply for a loan See what lenders may ask for and how long a loan application can take
  • Understanding loans What does APR mean? Learn how it affects the total cost of borrowing
  • Applying & eligibility Have you been refused a loan? See how to improve your chances of being approved
  • Managing debt Paying off a loan early Find out how it works and whether charges may apply

Browse all articles

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37 Articles
  • Student in wheelchair with laptop
    Understanding loans Disabled students' allowance
  • Woman putting a coin in a piggybank
    Understanding loans The great British saving dilemma
  • Woman with boxes in room
    Understanding loans The cost of reaching life milestones
  • Close up of hands of couple and advisor
    Loan types Joint loans
  • Person holding a bank card
    Understanding loans What does APR mean?
  • Woman reading a bill
    Understanding loans Financial cost of breakups 2026
  • Man drinking coffee and reading laptop
    Understanding loans What is APRC?
  • Woman comparing documents with laptop
    Understanding loans Different types of loans
  • Row of cars on a road
    Car finance PCP car deals
  • Reading glasses with secured vs unsecured loans cards next to it
    Loan types Secured vs unsecured loans
  • Discussing PCP vs HP car finance
    Car finance PCP vs HP
  • A lock, some coins and money notes on a table
    Loan types What is a secured loan?
  • Two men shaking hands after agreeing on guarantor loans
    Loan types Guarantor loans
  • Man comparing APR documents
    Understanding loans Representative APR vs guaranteed APR
  • A couple are at desk talking to a loan adviser
    Applying & eligibility How to apply for a loan
  • Woman looking at papers
    Managing debt What is debt consolidation?
  • Couple reading about finance information
    Understanding loans How financial priorities have changed in 2024
  • A couple and an advisor discussing credit union loans
    Loan types Credit union loans
  • A group of people discussing bad credit car finance
    Car finance Bad credit car finance
  • Man on sofa reading documents
    Managing debt Can you refinance a personal loan?
  • A woman is analysing the paper in her hand
    Applying & eligibility No credit check loans
  • Woman in a restaurant looking out of a window while holding a phone
    Managing debt Paying off a loan early
  • A man leasing a car with keys in his hand
    Car finance Car leasing
  • A man looking at his loan papers
    Applying & eligibility Have you been refused a loan?
  • Two women discussing car finance in car sales room
    Car finance Can you finance a car for someone else?
  • A man giving payday loan money to a couple
    Loan types Payday loans
  • A business owner happy with borrowing money interest-free
    Loan types How to borrow money interest-free
  • Man handing out loan money
    Applying & eligibility Loans for people on benefits
  • Man using laptop in restaurant
    Understanding loans Top locations for flexible working
  • Senior man and adult son in kitchen
    Understanding loans Cost of adult children living at home
  • Money and laptop on a table with a mini car model
    Car finance Transferring car finance
  • Money notes coming out of the wallet with a laptop next to it
    Loan types What is peer-to-peer lending?
  • Road alongside Lake Garda
    Understanding loans Affordable Europe road trip destinations
  • A man thinking about financing his car in a show room
    Car finance Best way to finance a car?
  • Two people discussing salary advances
    Loan types Salary advances
  • Parents and daughter on sofa with laptop
    Understanding loans The bank of mum & dad
  • Loan and mini house model on table
    Applying & eligibility Can you get a mortgage if you have a loan?
Load more

Tools and calculators

  • Personal loan calculator

    Estimate monthly repayments and compare loan costs over time

  • Loan eligibility checker

    Check which loans and rates you could be offered before you apply

  • Car finance calculator

    Estimate your payments and see how much you could borrow

Looking for something else?

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Credit cards Compare cards based on how you spend, borrow and manage repayments
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Car finance Compare deals from trusted lenders with no obligation
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Mortgage rates and deals Compare mortgage deals by rate, fees and monthly repayments

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Compare the Market is a trading name of Compare The Market Limited. Registered in England No. 10636682. Registered Office: Pegasus House, Bakewell Road, Orton Southgate, Peterborough, PE2 6YS. Compare The Market Limited is authorised and regulated by the Financial Conduct Authority for insurance distribution and credit broking (Firm Reference Number: 778488).

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