Check the APR rate
The APR rate is one way to compare how much using a credit card will cost in the longer term once the interest free period ends. Let’s say the APR on a card is 20 per cent and you spend £1,000 and don’t pay any of this back, the interest over 12 months will be £200 which means you would end up paying back £1,200. Additionally there are other types of fees to take into account, such as late payment charges.
Other zero rate balance transfer credit cards may also offer you zero percent on purchases you make. You need to check the policy details carefully so that you know exactly how long the offers last for, and other terms and conditions may apply.