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Temporary car insurance

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

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Short-term car insurance allows you to get fast,
flexible cover from as little as one hour, up to a full 30 days.
Compare temporary insurance from our partners.

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Jaunt offers temporary car, van and motorhome insurance from as little as one hour, to 30 days, for drivers aged between 18 and 75. Whether you’re sharing the driving on a road trip, helping your mate move house or borrowing your sister’s car for the weekend, get a quote in minutes and you could be driving in 15.

Find out more about Jaunt

Get on the road with Jaunt

Tempcover compares temporary car & van insurance to get you a policy in under two minutes. With cover from 1 hour to 28 days, including learners, you only pay for the cover you need. Tempcover has sold more than 3 million policies and has a 4.6-star customer review rating on Trustpilot.  

Find out more about Tempcover

Get a Tempcover quote

Looking for Meerkat Meals, Meerkat Movies or Limited Editions Sleepy Oleg toy?

Temporary Insurance is not a qualifying product for Meerkat Meals, Meerkat Movies or a Limited Editions Sleepy Oleg toy.

How does short-term car insurance work?

Short-term insurance allows you to get temporary cover to suit you in minutes. Also known as temporary insurance, it’s ideal if you need to get behind the wheel of someone else’s car at short notice.

The vehicle owner doesn’t have to do a thing, and both the vehicle owner’s no claims discount and your no claims discount won't be affected. However, if you do have an accident, it could affect your car insurance premiums in the future.

Why get temporary car insurance?

Cover from 1 hour and up to 1 month depending on the provider

No impact on your no claims bonus

Get on the road in minutes

When might temporary car insurance be a good idea?

Situations in which short-term car insurance could be useful include:

Sharing the driving – if you’re going away in a friend’s car or motorhome, having temporary insurance means you can get in the driver’s seat when needed.

Moving home or moving furniture – short-term insurance can cover you for driving a friend’s van or larger car, meaning you won’t need to hire a van.

Borrowing your parents’ car occasionally – if you’d like to use your parents’ car when you’re home from university, or when you’re visiting mum and dad for a few days.

Waiting for your car to be repaired – you can use a friend’s car, knowing you’re covered.

Getting your new car home – if you’re buying a new car and haven’t yet got insurance, temporary insurance could give you a short-term solution.

In an emergency – if a family member or friend is unable to drive their own car, you can step in to help them get around.

Taking a test drive – to have cover while you’re test-driving an unfamiliar vehicle.

Staying with friends – friends might loan you their car while you’re visiting.

Business use - if you have to use your personal vehicle for very occasional business trips.

There’s all sorts of circumstances where driving a family member or friend’s car, or lending them yours, is a useful option. Your options can include adding them to your insurance policy, being added to their policy or temporary insurance. Always consider which is the best option for you in terms of cover, cost and ease.

What’s the shortest or longest time you can insure a vehicle with temporary insurance?

You can choose how long you want cover for. With short-term insurance you could get cover for as little as one hour and, depending on the provider, up to 30 days.

Can I drive a vehicle without insurance if I’ve just bought it?

No. Driving a vehicle without insurance is against the law. If you’ve just bought a new car, temporary insurance can give you the short-term cover you need while you shop around to find an insurance provider that suits your needs.

Can I get temporary insurance to drive a van?

Yes, for example, if you need to borrow a van to take things to the recycling centre, move furniture or take a test drive in a van you’re thinking of buying. But it won’t cover you if you hire a van.

If you run a business, you can also get temporary insurance for an employee to use a van for short periods too.

Can I use temporary insurance for business use?

Yes, for example, if you very occasionally need to use your car for business, you might find it a more cost-effective option than adding business use all-year round. Imagine you or one of your employees are off to a conference or training, need to visit a distant client or branch, or need to work somewhere else temporarily. In these situations, short-term car insurance could be the answer.

Likewise, it could be useful if several employees are travelling together using a company car or their own car and need to share the driving.

Temporary insurance can also be useful for businesses including builders, plumbers and roofers if they want to get cover for subcontractors to drive the work van.

It can also be helpful at busy times when you’ve taken on temporary workers and you might need one of them to drive the works van for an hour or even a few days, to help out.

When is temporary insurance not suitable?

You can’t use temporary insurance for a hired or rented vehicle – you’ll need hire car insurance for that.

Also, you can’t use temporary insurance if you’re going to use your vehicle for ‘hire or reward’. In other words, to earn money from using it as a taxi driver or delivery driver. Instead, you’ll need taxi insurance or commercial van insurance.

Frequently asked questions

Am I eligible to get temporary insurance?

To get a temporary insurance quote you’ll need to meet the eligibility criteria of the relevant provider. Also, you’ll need to hold a valid driving licence in line with the requirements shown in the table below.

You don’t have to be the registered owner of the vehicle, you just have to have the owner’s permission to drive it.

Eligibility rules Jaunt Tempcover
Age between 18 and 75 between 18 and 78
Held a licence for A minimum of six months, or three months if you’re 25 or over At least six months, or 12 months if it’s an EU licence
Acceptable licences

Full valid licence from

  • UK
  • EU
  • EEA
  • Australia
  • New Zealand
  • South Africa
  • Switzerland
  • UK
  • EU or International driving licence
  • UK provisional driving licence
Penalty points No more than 9 penalty points and have had no disqualifications in the past 18 months No more than 7 licence points in the past 3 years and have no disqualifications in the past 2 years
Car’s current market value Below £75,000 Between £1,500 and £65,000
Van’s current market value Below £75,000 Between £1,500 and £30,000
Find out more Jaunt’s full eligibility requirements Tempcover’s full eligibility requirements

Does my car insurance cover me for driving someone else’s vehicle?

You’ll need to check your car insurance policy to see if it offers cover for you to drive someone else’s car. If it does, it might only offer third-party cover, which will cover you for damage to another car or injuries to other people. You won’t be covered for damage to the car you’re using or your own injuries, if the accident is your fault.

Temporary car insurance gives you fully comprehensive cover so you and the owner of the vehicle you’ll be driving can have peace of mind.

Can I be added to another person’s insurance policy?

It’s possible to be added to someone’s insurance policy as a named driver, but temporary insurance could be a quicker and simpler option. Plus, getting yourself added to someone’s policy could be expensive, especially if you’re a young driver.

Can I use temporary insurance for a vehicle I own?

If you own a car but drive it occasionally – for example, when you’re home during university holidays or you have a convertible or motorhome that you only use over the summer – short-term insurance can be a cost-effective option.

If you don’t intend to insure your car to cover the long periods when you’re not using it, you’ll have to keep it off the road and get a Statutory Off Road Notification (SORN).

What happens if I have an accident while I’ve got temporary cover?

If you’re driving an unfamiliar car, you might worry about what would happen if there was an accident. Typically, short-term insurance gives you comprehensive cover. That means that if you were to have an accident, you could be fully covered. It’s worth knowing that if you did end up in a crash when you were driving someone else’s car with their permission, their no  claims bonus wouldn’t be affected.

Is there anything else I need to be aware of about temporary cover?

  • Please be aware that temporary insurance is not a replacement for annual cover. If you’re looking for longer-term cover, an annual insurance policy is likely to be more cost effective.
  • Temporary cover won’t count towards a no claims bonus, either.
  • You’ll have to pay for your policy in full before you drive off.

Can temporary insurance cover driving in Europe?

You can ask your insurance provider to cover you on your existing policy if you want to take your car to Europe for a trip.

You can also get temporary cover for driving your own car or van in Europe, a borrowed car or if you’re sharing the driving of a friend’s car, for example.

Make sure you know which countries you’re travelling to before you get your insurance, then you can check if the policy will cover you. If your itinerary changes you may need to update your insurance provider too.

If you want to import or export a car, make this clear when you’re getting a quote, as some policies will only cover you if the vehicle journey starts and finishes in the UK. But there are providers who will cover an import or export journey that you make.

If you’re planning on hiring a car, you’ll need hire car insurance instead.

How much does temporary car insurance cost?

The cost depends on a few things, including:

Your age

The vehicle you want to drive

How long you want the policy to last for

What do I need to get a quote?

It’s easy to get a short-term car insurance quote. You’ll just need to:

  • give your personal details – like your name, address and date of birth
  • provide information about the car you want to insure
  • give information about your driving history
  • choose how long you want your short-term cover to last.

Dan Hutson

From the Motor team

What our expert says

“Whether you’re borrowing a car or want to share the driving on a road trip, temporary car insurance can be a great solution that you can tailor to suit your needs.

“Be aware, though, that although your no claims bonus won’t be affected if you have to make a claim, your future car insurance premiums could be.”

Jaunt

  • Drivers aged between 18 and 75 can get insured on any car for as little as an hour, for up to 30 days.
  • You don’t need to be the vehicle’s registered owner, you simply need the owner’s consent to drive the car
  • Get a quote and you could be driving in minutes.

Jaunt can also provide flexible, standalone third-party cover for trips within the European Union (EU), the European Economic Area (EEA) and Switzerland.

Visitors in the UK who’d like to visit Europe in a borrowed vehicle can get temporary insurance too. For this, they must have a driving licence from Australia, New Zealand, South Africa, Switzerland or EU and EEA countries. All journeys must start and finish in the UK.

If you want to read more about short-term car insurance, click here to go back to the top of the page.

Get a Jaunt quote

Who is the insurance provider Jaunt and what is its relationship with Compare the Market?

Jaunt is an insurance provider that specialises in short-term car, van and motorhome insurance.

Jaunt is a trading name of BISL limited, which is part of the BGL Group – one of the UK’s leading digital distributors of motor, household and life insurance products.

Compare the Market is also part of the BGL Group.

Jaunt’s policies are arranged and administered by DayInsure, who are authorised and regulated by the Financial Conduct Authority and are underwritten by Aviva. Aviva is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority, so you know you’re in safe hands.

Unlike most other insurance products, you can’t compare short-term insurance at Compare the Market, but you can get a quote from Jaunt.

Tempcover

  • Offers temporary insurance from one hour to 28 days’ duration.
  • Cover available in under two minutes.
  • 4.6-star customer review rating on Trustpilot.
  • Over 3 million policies sold.

Tempcover can also provide flexible, standalone third party cover for trips within the EU, the EA and Switzerland, Gibraltar, Monaco, San Marino and Andorra.

Short-term car insurance cover for Europe could be ideal if you’re sharing the driving with friends or only planning on getting behind the wheel occasionally.

If you want to read more about short-term car insurance, click here to go back to the top of the page.

Get a Tempcover quote

Who is Tempcover and what is its relationship with Compare the Market?

Tempcover is a provider of short-term insurance in the UK. Tempcover is authorised and regulated by the Financial Conduct Authority and is underwritten by a panel of authorised and regulated insurers, chosen for their competitiveness, cover and service levels provided.

Compare The Market’s relationship with Tempcover is purely that of a business relationship and no common ownership or control rights exist between us.

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