[]   Your account

Temporary car insurance

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Short-term car insurance allows you to get fast, flexible cover from as little as one hour, up to a full 30 days. Here’s how it works.

Update your previous quote
Update your previous quote

Short-term car insurance allows you to get fast,
flexible cover from as little as one hour, up to a full 30 days.
Here’s how it works.

Looking for Meerkat Meals or Meerkat Movies?

Temporary Car Insurance is not a qualifying product for Meerkat Meals or Meerkat Movies.

How does short-term car insurance work?

Short-term car insurance allows you to get temporary cover to suit you in as little as 15 minutes. Also known as temporary insurance, it’s ideal if you need to get behind the wheel of someone else’s car at short notice. The vehicle owner doesn’t have to do a thing, and both the vehicle owner’s no-claims discount, and your no-claims discount, won't be affected. However, if you do have an accident, it could affect your car insurance premiums in the future.

When might temporary car insurance be a good idea?

Situations in which short-term car insurance could be useful include:

  • Sharing the driving – if you’re going away in a friend’s car, having temporary insurance means you can get in the driver’s seat when needed.
  • Moving home or moving furniture – short-term insurance can cover you for driving a friend’s van or larger car, meaning you won’t need to hire a van.
  • Borrowing your parents’ car occasionally – if you’d like to use your parents’ car when you’re home from university, or when you’re visiting mum and dad for a few days.
  • Waiting for your car to be repaired – you can use a friend’s car, knowing you’re covered.
  • In an emergency – if a family member or friend is unable to drive their own car, you can step in to help them get around.
  • Taking a test drive – to have cover while you’re test-driving an unfamiliar vehicle.
  • Staying with friends – friends might loan you their car while you’re visiting.

Frequently asked questions

Can you insure a vehicle for an hour?

With temporary insurance, you can choose how long you want cover for. Short-term insurance from Jaunt, Compare the Market’s partner, gives you the option of getting insurance cover for as little as one hour, up to 30 days.

Can I drive a vehicle without insurance if I’ve just bought it?

Driving a vehicle without insurance is against the law. If you’ve just bought a new car, temporary insurance can give you the cover you need while you shop around to find an insurance provider that suits your needs.

Am I eligible to get temporary insurance?

If you’re aged between 18 and 75, you can get a short-term car insurance quote from Jaunt, Compare the Market’s partner for short-term car insurance, as long as you have a driving licence from:

  • the UK
  • the EU
  • the EEA
  • Australia
  • New Zealand
  • South Africa
  • Switzerland

You don’t have to be the registered owner of the vehicle, you just have to have the owner’s permission to drive it. For the full eligibility criteria, please look on the Jaunt website.

Be aware that you can’t use temporary insurance for a hired or rented vehicle.

Does my car insurance cover me for driving someone else’s car?

You’ll need to check your car insurance policy to see if it offers cover for you to drive someone else’s car. If it does, it might only offer third party cover, which will cover you for damage to another car or injuries to other people. You won’t be covered for damage to the car you’re using, or your own injuries, if the accident is your fault.

Temporary car insurance gives you fully comprehensive cover so you and the owner of the car can relax.

Can I be added to another person’s insurance policy?

It’s possible to be added to someone’s insurance policy as a named driver, but temporary insurance could be a quicker and simpler option. Plus, getting yourself added to someone’s policy could be expensive, especially if you’re a young driver.

Can I use temporary insurance for a vehicle I own?

If you own a car but drive it occasionally – for example, when you’re home during university holidays or you have a convertible that you only use over the summer – short-term insurance can be a cost-effective option.

If you don’t intend to insure your car to cover the long periods when you’re not using it, you’ll have to keep it off the road and get a Statutory Off Road Notification (SORN).

Can temporary insurance cover driving in Europe?

Jaunt’s short-term car insurance offers you flexible, standalone third-party cover for trips within the EU, the European Economic Area and Switzerland. It’s great if you’re sharing the driving with friends, or only plan on getting behind the wheel occasionally.

If anything happens and you need to make a claim, your no-claims discount will remain unaffected on your standard policy because you’ll be using your short-term cover.

Visitors to the UK who’d like to visit Europe in a borrowed vehicle can get temporary insurance too, if they have a driving licence from Australia, New Zealand, South Africa, Switzerland, or EU and EEA countries. But the vehicle must be in the UK at the start and end of the short-term cover.

Who is the insurance provider Jaunt and what is its relationship with Compare the Market?

Jaunt is an insurance provider that specialises in short-term car, van and motorhome insurance.

Jaunt is a trading name of BISL limited, which is part of the BGL Group – one of the UK’s leading digital distributors of motor, household and life insurance products.

Compare the Market is also part of the BGL Group.

Jaunt’s policies are arranged and administered by DayInsure, who are authorised and regulated by the Financial Conduct Authority and are underwritten by Aviva. Aviva is authorised and regulated by the Financial Conduct Authority and Prudential Regulation Authority, so you know you’re in safe hands.

Unlike most other insurance products, you can’t compare short-term insurance at Compare the Market, but you can get a quote from Jaunt. 

How much does short-term car insurance cost?

It depends on things like your age, the vehicle you want to drive and how long you want the policy to last for. 

comparethemarket.com uses cookies to offer you the best experience online. By continuing to use our website, you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.