In the real world, if you want something fully loaded, it normally works out as more expensive – right? Well, in the weird and wonderful world of insurance, more doesn’t always mean more and a fully comprehensive policy isn’t always the most expensive.
In some cases, the difference between a third party and comprehensive policy was just a couple of quid – so spend that on your fancy coffee and drink it. We compared the prices quoted for car insurance policies earlier this year and found that comprehensive cover was actually, sometimes cheaper with less than half the price of third party only insurance. At first glance, that makes no sense but those clever insurance providers have actually worked out that drivers requesting third party only cover – are usually the ones at greater risk of making a claim and so prices reflect this.