Finding the best policy for a learner will depend on your personal details. With add-ons and specific policy terms, there are many different car insurance packages to choose from. Generally speaking, however, there are three main types of cover for a learner driver.
Third-party. Generally the most basic form of policy,this will cover you for any damage you cause to other people and their property.
Third-party fire and theft. Similar to a third-party policy, except that it also includes cover for the theft of your vehicle, or damage by fire. The clue is in the name!
Comprehensive. This type of policy will include all the cover of a third party fire and theft policy, but in addition, it will cover you for damage to yourself and your car. It is typically the priciest type of policy (but this isn’t always the case, so it’s worth comparing your options).