Compare life insurance
for over 50s

Help protect what's most important to you.

Get a whole year of Meerkat Meals & Meerkat Movies*

Need a little help?
Give the friendly team at Assured Futures a call.
Mon – Thurs: 8.30am – 7pm Fri: 8.30am – 5pm
Sat: 8.30 – noon
Welcome back
Update your previous quote
Aleksandr and Sergei sitting on the sofa

Over 50s life insurance from £32/Month**

**50% of customers could achieve a premium of up to £31.02 a month or less based on Assured Futures data in February 2018

Frequently asked questions

  • What is over 50s life insurance?
  • What type of cover is best for me?
  • How much does over 50s life insurance cost?
  • How long is the qualification period for over 50s life insurance?
  • Where can I find a great deal on life insurance?

What is over 50s life insurance?

Over 50s life insurance is a type of policy cover that’s typically taken out between the ages of 50 and 80. Often paid out as a lump sum, this insurance could be used to help with financial commitments such as funeral costs, outstanding bills or even as a gift to loved ones.

What type of cover is best for me?

The type of cover that works best for you will depend on many things. There are two main benefits to over 50s life insurance:

  • This policy type offers guaranteed acceptance, meaning you will qualify for cover regardless of your health or lifestyle
  • A lump sum pay-out in the event of your death is guaranteed. That said, you’ll need to have paid into the policy for a minimum period of time (usually between one and two years).

Your actual age should also be a factor in your decision. Learn how term life insurance could be a better option for you if you’re towards the younger end of the over 50s bracket.

How much does over 50s life insurance cost?

The cost will depend on how much you choose to pay into a policy on a monthly basis. Choose a figure that you’re sure you can afford. The lump sum payment that your family would receive is calculated using this monthly amount.

Once you’re over 50, a standard life insurance policy could be quite expensive compared to if you were, say, in your 30s. That’s because you are statistically more likely to pass away during the term of your policy.

How long is the qualification period for over 50s life insurance?

Insurance providers will set a period of time, known as a qualification period, which takes effect as soon as you’ve bought a policy. Typically between one or two years – you’ll need to survive this qualification period in order for the full agreed amount to be paid to your family.

If you were to pass away within that time, your beneficiaries’ pay-out would be calculated using the amount you’d actually paid in to the policy. Again, this figure will vary between providers so you really need to know the specifics of your life insurance policy before you take it out.

Where can I find a great deal on life insurance?

When it comes to life insurance, cheaper isn’t always better – it really depends on your specific needs. Compare with us today and we’ll help you find a policy to suit your requirements.

Get a life insurance quote - it'll take just 3 minutes.

Get a quote

Looking for something else? - the easier way to save

Hello from the UK!

We want to make sure you get to the right place, and noticed you appear to be visiting us from Australia.

If you would prefer to visit our Australian site, please just follow the link below.

Go to our Australian site

Or, continue to our UK site