If you buy caravan insurance through our site, you won’t qualify for either of these rewards. However, compare prices now and find the right cover for you.
If you own a caravan, or you’re in the market for one, it’s important to find insurance that covers you against a range of eventualities. Here’s what you need to know about getting caravan insurance that meets your needs, either for a towed vehicle or a static model.
A specialist caravan insurance policy could offer you cover that isn’t provided by standard car insurance. While a caravan’s being towed, your car insurance policy often extends only to third party cover. So, let’s say you’re in a road accident that’s found to be your fault – in this event, you won’t be covered for any damage to your caravan. It’s the same if your caravan is damaged, or stolen, when it’s detached from your towing vehicle.
A specialist caravan insurance policy could cover you if:
A touring caravan is towed by a car or another type of vehicle. Static caravans are permanent structures – often heavier and made with more solid materials – and are usually housed on a purpose-designed site where there are amenities, such as shops or restaurants.
If you own a static caravan, it’s easy to start a quote with us for static caravan insurance.Also, don’t confuse touring caravans with motorhomes, which typically have separate quarters for driving and living, and often come with an over-cab space for sleeping. You can compare motorhome insurance with us too.
Your main home contents insurance could cover some of the possessions in your caravan; it depends on the level of cover you have. You could have cover for camping equipment and other items you usually carry with you if you’ve specified these items on your policy, or have taken out personal possessions cover.
It’s highly unlikely your home contents insurance would cover you for general household items kept in your caravan, such as cutlery, bedding and a TV. If you’re unsure what you’re covered for, check the policy wording or call your home insurance provider.
The cost of insurance for a caravan varies depend on many factors, including
You could save money on your caravan insurance by comparing with us. We’ll compare a range of providers to help you find cover that meets your needs.