What is a hybrid car?
A hybrid car runs on a petrol or diesel engine, in combination with a battery-powered electric motor.
Although fully electric cars have zero emissions, the range can be restrictive. The system of electric charging points is still developing in the UK, and you’ll be limited to the number of miles you can do between charges.
With petrol or diesel-only vehicles, there are concerns about fuel consumption and the environmental impact of CO2 emissions and air pollution.
Hybrid cars can give you the best of both worlds and some have as many as three driving modes. Electric, or ‘pure’ mode, produces zero emissions and is ideal for urban driving; hybrid mode (often the default setting) powers the car using the engine or the electric motor, or both. Fuel mode (sometimes called ‘power’ mode) gives you the power and performance you need for longer journeys.
Frequently asked questions
Are hybrid cars cheaper to insure?
Just like conventional fuel models, insurance costs for hybrids depend on a number of factors, including your own personal circumstances and driving history.
The insurance group your car falls into can also have an impact on the cost of your car insurance. The higher the group, the higher your premium is likely to be.
Depending on the hybrid model you choose, group categories can vary. For example, Toyota Yaris 1.5 Hybrid Active is in group 2, while the Prius 1.8 Active is in group 16.
Parts and repairs tend to be more expensive than conventional cars, so this may also be reflected in your premium cost.
However, as hybrid cars increase in popularity, insurance quotes for these cars are becoming more competitive.
One way to cut the cost of your hybrid car insurance is to shop around and compare a range of quotes.
Our latest figures show that customers who compare through us at Compare the Market could save up to £282** on their annual car insurance.
**Based on Online independent research by Consumer Intelligence during February 2020 50% of customers could save up to £282.66 on their car insurance premium.
What other costs should I consider when buying a hybrid car?
Hybrid cars tend to be more expensive to buy than petrol or diesel versions. However, they can be far cheaper to run.
They also tend to hold their value better than their petrol or diesel counterparts.
Although they aren’t exempt from road tax like zero emissions electric vehicles, hybrid cars under car tax bands A to M, are charged £10 less in Vehicle Excise Duty (VED) than petrol and RDE2 standard diesel models.
(RDE2 stands for Real Driving Emissions Step 2 - an emissions standard.)
Plug-in hybrids that emit less than 75g/km of CO2 may also be exempt from the London Congestion Charge.
(A plug-in hybrid is a type of car that can be connected to an electrical socket to charge its battery.)
Where can I find cheap hybrid car insurance?
If you’re looking to cut CO2 emissions, a hybrid car can be a valid alternative to petrol and diesel versions. The good news is that hybrid car insurance doesn’t have to cost a fortune.
Compare today and see if you can save. Quoting with us could be the best way to find a cheaper deal.