Pet Insurance

Compare pet insurance quotes from £3** & get 2 for 1 cinema tickets*

Compare pet insurance quotes from £3** & get 2 for 1 cinema tickets*

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**10% of customers could achieve a premium of £2.46 a month for cat accident only insurance based on data in February 2018.

Compare pet insurance

Whether you have a cute kitten or a faithful hound, taking out pet insurance could give you peace of mind that they’ll be well looked after. Here’s how to choose the right policy for you and your pet.

Frequently thought questions

How much is pet insurance?

The price of pet insurance depends on the type of cover you want for your pet. The average cost is £56*** a year for a cat and £112*** a year for a dog (across all levels of cover).


Getting a pet insurance policy that’s right for you and your pet will depend on a number of factors. You’ll want to consider the type of cover you need – whether accident onlytime limitedmaximum benefit or lifetime cover – and the amount of voluntary excess you’d be happy to pay in the event of a claim.


*** Average price (across all levels of cover), based on data from January to February 2018. You may find a cheaper or more expensive quote based on your personal circumstances.

What do I need to compare pet insurance?

To compare insurance, you’ll need to know your pet’s age, breed and gender, and how much you paid or donated for them. You’ll also need to tell us whether your pet has been neutered or spayed and whether it’s microchipped.

What does pet insurance cover?

Pet insurance is designed to help cover vet costs if your pet gets ill, is injured or has an accident. If you don’t have pet insurance, it’s likely that you’ll have to foot any vet bills yourself. 

According to the latest figures from the Association of British Insurers (ABI), the average pet insurance claim topped £750 in 2016, so you could find yourself seriously out of pocket.

Pet insurance policies vary and can include the following types of cover:
• Dental treatment
• A compensation payment if your pet passes away
• A payment to cover the costs of advertising and offering a reward if your pet goes missing
• Boarding fees if you become ill for more than a few days and are unable to care for your pet
• Third party liability cover, should your dog injure someone or cause an accident.


With most types of pet insurance, the following is typically not included:
• Treating pre-existing conditions – injuries and illnesses your pet was already suffering from when you took out the policy
• Routine medical treatment, such as check-ups, neutering, spaying and vaccinations.
• Cosmetic treatments, or any other medical treatment not recommended by a vet
• Any condition that could’ve been prevented had routine vaccinations been carried out
• The costs of treatment if you take your pet abroad and it needs to see a vet.

What type of pet insurance is right for me?

The right pet insurance for you depends on several factors, including the age of your pet, its susceptibility to illness and how much you’re willing to pay.


There are four main types of insurance to choose from:


Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.

Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.

Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.


Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras, such as dental cover and expenses for burial.


For all types of pet insurance policy, you’ll have to pay an excess with each claim you make.

Why compare pet insurance with

At, we understand how important it is to find the right protection plan for your cat or dog. That’s why over 750,000 pet owners compared insurance with us last year.

• To make things simple, we offer impartial and independent comparison of pet insurance plans from more than 20 of the UK’s providers. 
• Our forms take about four minutes to fill in and we provide guidance on each question.
• If you purchase your pet insurance through you can get 2 for 1 cinema tickets with MEERKAT MOVIES* and a limited edition meerkat toy.

Dog insurance snapshot

If you're a dog lover, we know you'd do anything for your pooch. But would you know what the most expensive pedigree was to insure? Or even that your pet insurance premium might vary depending on the whereabouts in the country you live? We've done the research and found out the variations across the UK, as well as the average prices for the types of insurance you can choose from in our new Dog insurance snapshot. This could help you make the right decision for you and your pet so read on.

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A simples guide to pet insurance

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