Pet Insurance

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Existing customers also get a Limited Editions Oleg as BB-8 toy*

Only when you buy a qualifying product from 11th December 2017.

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Compare cheap pet insurance

Whether you’ve got a cute kitten or a faithful hound, we know how important your pets are to you and your family. But, like playful toddlers, they’re always getting into trouble and those vet bills can quickly add up. Luckily, pet insurance gives you peace of mind that they’ll be well looked after. And because we understand that choosing the right type of pet insurance can be confusing, we’ve put together a straightforward guide to help you decide. Alas, we don’t insure meerkats!

Frequently thought questions

How much is pet insurance?

The price will vary depending on your needs and the type of pet but, as a guide, the average cost to insure your pet is £35.28** a year for a cat and £35.88*** a year for a dog. 

Getting the cheapest pet insurance policy that’s right for you will depend on a number of factors. You’ll want to consider the type of cover you need – whether accident onlytime limited, maximum benefit or lifetime cover – any extras you might like to add to the policy, and the amount of voluntary excess you’d be happy to pay in the event of a claim.

What do I need to compare pet insurance?

You'll need to have some basic details about your pet to hand, including the pet’s age, breed, gender, how much you paid or donated for them (if anything), and information on whether they’ve been neutered, spayed or chipped.

What does pet insurance cover?

Unfortunately, there’s no NHS for animals. So if your pet gets ill, injured or has an accident, the vet bills will have to be paid out of your pocket. Pet insurance is designed to help cover these costs.

Policies can vary and can include optional extras. For instance, some insurance policies include cover should your pet go missing. This could be a one-off payment up to an agreed limit if your pet is not found, or it could cover any costs involved in advertising or a reward to help find your pet. Most policies can include third party liability, in the event your dog injures someone or causes an accident.

However, routine trips to the vet, such as for neutering and vaccinations, are unlikely to be covered by a pet insurance policy, nor will any pre-existing conditions if you switch to a different insurance provider.

What type of pet insurance is right for me?

There are four main types of pet insurance. Picking the right policy for you and your pet will come down to personal factors such as the age of your pet, its susceptibility to illness or accident, and how much you’re willing to pay in the event your pet needs medical care.

Accident only. Will cover your pet in the event of an accident, but won’t cover long-term illness. There may also be limits on the amount of time and money allowed for treatment.

Time Limited. Covers illnesses as well as accidents, but for a limited amount of time only. These policies may also come with a maximum pay-out.

Maximum Benefit. Covers illnesses and accidents up to a maximum amount per condition, but there’s no time limit on how long you can claim for. This can be useful if your pet experiences a chronic or persistent illness.

Lifetime. This is the most complete type of pet insurance available. It covers accidents, injuries or illnesses for the lifetime of your pet, subject to limits as advised in the policy. These policies can include extras such as dental cover and expenses for burial.
For all types of pet insurance policy, you’ll have to pay an excess with each claim you make.

Why compare pet insurance with

We know how important it is to find the right protection plan for your cat or dog. To make things simple, we offer impartial and independent comparison of pet insurance plans from over 20 of the UK’s providers. Our forms take about four minutes to fill in and we provide guidance on each question.

And that’s not all. If you purchase your pet insurance through you can get 2 for 1 cinema tickets with MEERKAT MOVIES*.

That’s why over 750,000 pet owners compared insurance with us last year.

** 50% of customers could achieve a premium of up to £35.28 a year based on data in August 2017.
***50% of customers could achieve a premium of up to £35.88 a year based on data in August 2017.

Dog insurance snapshot

If you're a dog lover, we know you'd do anything for your pooch. But would you know what the most expensive pedigree was to insure? Or even that your pet insurance premium might vary depending on the whereabouts in the country you live? We've done the research and found out the variations across the UK, as well as the average prices for the types of insurance you can choose from in our new Dog insurance snapshot. This could help you make the right decision for you and your pet so read on.

a dog sleeping

A simples guide to pet insurance

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