4.1 These terms apply specifically to the Your documents service made available to you via the website.
4.2 Limited Beta Service
4.2.1 Note that Your documents is currently a BETA service and being tested, this means that Your documents is in development and is made available to the public for the purposes of obtaining feedback on the quality and usability of Your documents. As a result Your documents may contain errors, inaccuracies, failures, and loss or corruption of data or information may occur. As indicated elsewhere in these terms for the full service, we strongly recommend that you back up and return copies of all data and information and that you obtain and refer to original insurance documents obtained by you from your insurer before making any decisions about your insurance or about any claims.
4.2.2 You should not rely on the accuracy of the content provided by Your documents. We recommend that you retain, keep and refer to your original insurance policy documents from your insurers and always check them before making any decisions regarding your insurance or any claim. Any of the content in Your documents may be out of date at any given time, and we are under no obligation to update such content.
4.2.3 You must not misuse Your documents by knowingly introducing material which is malicious or technologically harmful or that is designed to interrupt, destroy or limit the functionality of any computer software, hardware or interfere with or disrupt Your documents. You must not attempt to gain unauthorised access to Your documents, the server on which Your documents is stored or any server, computer or database connected to the Your documents:
4.2.3.1 By breaching this provision, you may commit a criminal offence under the Computer Misuse Act 1990. We will report any offence to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them
4.2.4 You are responsible for ensuring that the computer or other device you use to access Your documents is sufficiently protected against viruses, harmful material or unauthorised access. We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of Your documents or to your downloading of any material posted on it, or on any website linked to it.
4.3 Using Your documents and the documents you upload
4.3.1 You must upload accurate and complete information as requested by us on the website. If the information you upload is incomplete, inaccurate or unclear, it will impact the information displayed to you and we may be unable to provide Your documents to you, or the insurance policy documents and other information we make available to you may be incorrect. It is your responsibility to ensure that your information is accurate and complete and we will have no liability in that regard.
4.3.2 The information you provide to us or post to Your documents is yours. We do not own this information but you give us a right to use your information to enable us to provide Your documents to you. The data you provide will also be used for analysis purposes to help improve Your documents and other products and services offered by comparethemarket.com, in accordance with our Privacy and Cookies Policy.
4.3.3 We do not guarantee to hold copies of the information you provide to us or the insurance policy documents and other information we provide to you. We reserve the right to reject or delete any information or documentation you provide, at our sole discretion.
4.4 Liability and Your documents
4.4.1 We provide no assurance that the use by you of information available in Your documents will not infringe third party rights (including intellectual property rights), or that any information will accurate or error free and we will have no liability in this regard.
4.4.2 The material on Your documents is provided “as is”, without any conditions, warranties or other terms of any kind. Accordingly, to the maximum extent permitted by law, we provide you with Your documents on the basis that we exclude all representations, warranties, conditions and other terms (including, without limitation, the conditions implied by law of satisfactory quality, fitness for purpose and the use of reasonable care and skill) which, but for this legal disclaimer, might have effect in relation to Your documents.
4.5 General terms that apply to Your documents
4.5.1 We reserve the right at any time to terminate or restrict or suspend access to Your documents without giving you any prior notice and we will not be liable to you if for any reason Your documents is withdrawn, cancelled or unavailable at any time or for any period.
4.5.2 We may make changes to the functionality of Your documents, the material on Your documents at any time without notice.
4.5.3 Unless specifically stated that particular materials can be used more widely, you are only permitted to view the materials contained on Your documents for your own personal non-commercial use. The grant of this limited licence is conditional upon your agreement to and compliance with these Terms of Use. Any other use of any of the materials on Your documents including distributing or making available to third parties (in original or modified form) without our prior written permission is strictly prohibited.
4.5.4 If you copy or download or publish or make available any content Your documents in breach of the terms and conditions, your right to use Your documents and content on Your documents will cease immediately and you must, at our option, return, delete, take down or destroy any copies of the content from Your documents.