Home emergency cover


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Frequently asked questions

  • What isn’t covered by home emergency cover?
  • Do I need home emergency cover?
  • Where can I find home emergency cover?

What isn’t covered by home emergency cover?

Your home emergency cover will exclude certain incidents, and the list of exclusions will vary from policy to policy. Almost all policies, however, don’t cover general wear and tear. So when it comes to your central heating boiler and pipes, it’s important that they’re well maintained, in the form of a regular (annual) service. Most insurance providers will insist on this point, so if you haven’t kept your boiler and heating system in good condition, it could invalidate your policy. 

Do I need home emergency cover?

It’s not an absolute requirement. But when you consider the potential cost of dealing with household emergencies, home emergency cover could be worth it.  

The typical cost of a boiler repair is around £150 to £210, but it could set you back much more than that if a part needs replacing. A brand new boiler could cost anywhere between £750 and £4,500. And then there are call-out fees and installation costs to consider.

A burst pipe, on the other hand, could set you back by anything between around £100 to thousands if a lot of damage is done.

Where can I find home emergency cover?

Compare the Market can help you compare home insurance quotes from a range of UK providers. So, whether you’re looking to add home emergency to your existing home insurance cover or thinking about a standalone policy, just give us a few details about yourself and we’ll give you a list of quotes in minutes. 

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