There are ways and means of getting cheaper car insurance (without doing anything dodgy) such as:
Choose your car wisely - not all cars are created equal and some are cheaper to insure than others.
Increase your voluntary excess - but make sure you can still afford to pay the full excess.
Invest in security - whether that's parking off-road or buying an approved alarm.
Add a named driver - adding an experienced driver to your policy could lower the cost, but don’t fall into the trap of fronting where you put a more experienced driver as the main policy holder and add another person as a named driver, when actually the named driver will be doing most of the driving. It’s illegal so don’t do it!
Avoid modifications - they’re not all bad but always think twice about giving your car a facelift.
No claims discount - keep building your NCD to get a better deal on your premium.
Telematics - if you’re a young driver consider a black box policy and it could lower your premium.
Don’t go mad on optional extras - only buy what you need, international cover might sound great but hardly worth it if you only drive to the shops and back.
Be an expert - taking extra courses such as the Pass Plus will show you’re a safe driver and it could shave some pounds off your premium depending on your insurance provider.
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