Can I save money with a joint policy?
The term ‘joint policy’ is actually a bit misleading. Young drivers can sometimes save a bit of money by adding a more experienced driver to their policy (as long as they plan on using the car). The main driver must still be the person who does most of the driving though.
Is a higher voluntary excess better?
As a young driver you’ll know you typically face higher premiums. Choosing a larger voluntary excess is one way a young driver can get cheaper car insurance. Just make sure you can afford the excess if you need to make a claim as you will need to pay the voluntary excess you choose, as well as the compulsory excess set by the provider.
Are black box policies good?
One way for young drivers to save is to get a telematics or ‘black box’ policy. These come with a little device that monitors your driving habits. Safe driver? You could see savings.
How does my name and job affect my quote?
If you’ve just passed your test, you’ll be keen to get on the road. But accuracy matters even when shopping around, so don’t rush things. Using incorrect or inaccurate information when getting a quote will fetch you an invalid quote.