[]   Your account

Accident only pet insurance

Get a whole year of Meerkat Meals & Meerkat Movies*

Get a whole year of Meerkat Meals & Meerkat Movies*

Get a whole year of Meerkat Meals & Meerkat Movies*

Get a whole year of Meerkat Meals & Meerkat Movies*

Update your previous quote
Update your previous quote

Get a whole year of Meerkat Meals & Meerkat Movies*

What is accident only pet insurance?

As you might expect, accident only pet insurance covers the cost of treatment for your pet if it’s been involved in an accident. But it doesn’t give you cover if your pet develops an illness.

Fixing your dog’s broken leg could cost £4,000-£6,000 depending on where you live. So unless you want to have to pay for that yourself, an accident only policy could be a solution.

Frequently asked questions

How much does accident only pet insurance cost?

Accident only pet insurance policies are typically the least expensive of all types of pet insurance.

  • If you’re a cat owner who wants accident only cover, we’ve found 50% of customers could pay up to £36.00 per year**.
  • If you’re a dog owner who wants accident only cover, we’ve found 50% of customers could pay up to £44.40 per year***.
**50% of people could achieve a quote of £36.00 per year for their accident only cat insurance based on Compare the Market data in August 2019.
***50% of people could achieve a quote of £44.40 per year for their accident only dog insurance based on Compare the Market data in August 2019.

What are the benefits of accident only cover?

As well as being relatively inexpensive, accident only pet insurance can be a good choice for younger dogs and cats who are unlikely to have health conditions.

What are the disadvantages of accident only cover?

The disadvantage of accident only pet insurance is that it only covers your pet in the event of an accident – meaning it won’t compensate you for the cost of treatment if your pet develops an illness. And it’s worth bearing in mind that 70% of pet insurance claims over a two-year period were for illness, according to a Which? survey.

  • Most accident only pet insurance policies will have a cap on the amount you can claim for each accident – and then it’s up to you.
  • Accident only pet insurance policies tend to last for 12 months, so they probably won’t cover ongoing treatment that lasts beyond that period.

What are the other types of pet insurance?

As well as accident only pet insurance, you have three other options:

Comparing accident only pet insurance

Get a quote in minutes when you compare with us. Just tell us a little about you and your pet and we’ll find accident only quotes that meet your specific needs.

Your pet insurance quote will then be saved if you want to make changes or come back to it later.

Get a quote

comparethemarket.com uses cookies to offer you the best experience online. By continuing to use our website, you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.