Accident only pet insurance


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Frequently asked questions

  • How much does accident only pet insurance cost?
  • What are the benefits of accident only cover?
  • What are the disadvantages of accident only cover?
  • What are the other types of pet insurance?

How much does accident only pet insurance cost?

Accident only policies are typically the least expensive of all types of pet insurance.

  • if you’re a cat owner who wants accident only cover, we’ve found 50% of customers could pay up to £2.91 a month*

  • if you’re a dog owner who wants accident only cover, we’ve found 50% of customers could pay up to £3.01 a month**

*50% of customers could achieve a premium of up to £2.91 a month for cat accident only insurance based on Compare the Market data in May 2018.
**50% of customers could achieve a premium of up to £3.01 a month for dog accident only insurance based on Compare the Market data in May 2018.

What are the benefits of accident only cover?

As well as being relatively inexpensive, accident only cover can be a good choice for younger dogs and cats who are unlikely to have health conditions. 

What are the disadvantages of accident only cover?

It only covers accidents – so won’t compensate you for the cost of treatment if your pet develops an illness. And it’s worth bearing in mind that 70% of pet insurance claims over a two-year period were for illness, according to a Which? survey.

  • Most accident only policies will have a cap on the amount you can claim for each accident – and then it’s up to you.

  • Accident only pet insurance policies tend to last for 12 months, so they probably won’t cover ongoing treatment that lasts beyond that period.

What are the other types of pet insurance?

As well as accident only, you have three other pet insurance options:

Comparing accident only pet insurance

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