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Dogs aren’t like us. They get into potentially dangerous scrapes, have no self-control when it comes to scavenging and don’t think twice about chasing rabbits/pheasants/other dogs into the unknown. With vet bills rising every year, taking out pet insurance could help protect your dog from harm and you from unexpected medical bills. And those bills can be considerable:
Illnesses that could affect your faithful friend include:
ear infections – these can be caused by allergies, yeast or ear mites. Surgery can be needed for chronic infections. worms – worm infestations can be serious for your pet. Your vet can prescribe medicine depending on the type of parasite. fleas – your vet can give you advice on the best flea treatment for your dog. dermatitis – this bacterial infection can grow larger if left untreated. Your vet can prescribe antibiotics, anti-inflammatory or steroids. vomiting – this can be caused by anything from parasites to pancreatitis.
The average yearly cost of insuring a dog is £111, across all levels of cover.*Accident only policies tend to be the cheapest, but they offer the most limited level of cover. Lifetime cover is the most comprehensive type of policy, but it’s also the most expensive.
There are four main types of insurance for dogs:
1. Accident only – we’ve found 50% of customers could pay up to £3.01 a month for this cover.*
2. Time Limited – we’ve found 50% of customers could pay up to £5.09 a month for this cover.**
3. Maximum Benefit – we’ve found 50% of customers could pay up to £9.21 a month for this cover.***
4. Lifetime – we’ve found 50% of customers could pay up to £10.16 a month for this cover.****
It’s always a good idea to check exactly what’s covered by your policy, as cover can vary among different insurance providers. Here are some things to look out for:
Ultimately, the price of your pet insurance depends on your dog’s:
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