Skip to content

Terms and Conditions

  1. These terms and conditions apply to the £50 Gift Card offer (the “Offer”) on the purchase of Over 50s Life Insurance and by making a claim for an Gift Card you are deemed to have accepted these terms and conditions, therefore, please read carefully.
  2. The Offer is being provided by Howden Life & Health on behalf of Compare the Market. Compare the Market is a trading name of Compare the Market Limited, registered in England and Wales under company number 10636682, whose registered office is at Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Howden Life & Health Ltd are authorised and regulated by the Financial Conduct Authority (FCA reference 176392). (Compare the Market are the “Promoter”).
  3. The Offer is only open to UK residents (excluding employees of the Promoter, third parties involved in the Promotion and their families) who are aged 50 years and above who purchase or apply for and continue through to purchase, an over 50s life insurance policy online via Compare the Market or over the phone via Compare the Market's over 50s life insurance advice partner, Howden Life & Health, from Monday 3rd April 2023.
  4. Customers will be entitled to claim the Gift Card once following payment of the third monthly premium and not from the date of purchase. Each eligible customer will receive an email within 45 days of the third monthly premium payment from the Promoter which will contain details of how to claim your Gift Card. Please note emails will be sent to the email address used to purchase the life insurance policy. Please ensure that emails from are accepted into your inbox and do not end up in your junk/ spam or promotional folder.
  5. All Gift Card claims must be made within 30 days from the date of the email from Howden Life & Health on behalf of the Promoter (not the date your life insurance policy starts) and your life insurance policy must still be active at the time you claim. If you do not claim within 30 days of receiving this email you will no longer be eligible to receive the Gift Card. Upon receipt of the email from the Promoter you will need to follow the link contained in the email and confirm your name and/or life insurance policy number to claim.
  6. Once the customer details have been validated you will receive your Gift Card to your policy address within 28 days of your claim.
  7. Only choose a premium you can afford now and in the future and only apply for the cover you need. The value of the Gift Card is £50.
  8. You can take advantage of this Offer only once. If you purchase multiple over 50s life insurance policies through the Promoter during the Offer Period, this Offer will be applicable only in respect to the first over 50s life insurance policy that you take out in your name during the Offer Period.
  9. The Promoter reserve the right to withdraw or amend this offer at any time.
  10. The Promoter accepts no responsibility for any damage, loss, liabilities, or disappointment incurred or suffered by you as a result of entering the Promotion. The Promoter further disclaims liability for any damage to your or any other person's computer relating to or resulting from participation in or downloading any materials in connection with the Promotion.
  11. The Promoter shall not be liable for any failure to comply with its obligations where the failure is caused by something outside its reasonable control. 
  12. The Promotion is in no way sponsored, endorsed or administered by, or associated with, Amazon, Facebook or Twitter.
  13. If any paragraph in these terms and conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable, such invalidity or unenforceability shall not affect the other paragraphs of these terms and conditions, which shall remain in full force and effect.
  14. ** is not a sponsor of this promotion. Gift Cards (”GCs”) may be used only for the purchase of eligible products on and certain of its affiliated websites. GCs cannot be resold, transferred for value, redeemed for cash or refunded, except as required by law. GCs have a 10 year validity period from the date of issuance. For complete terms and conditions, see No service fees. GCs are issued by Amazon EU S.à r.l. All Amazon ®, ™ & © are IP of, Inc. or its affiliates.
  15. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales. The Courts of England and Wales shall have exclusive jurisdiction in connection with these terms and conditions.