How is sickness insurance different to statutory sick pay?
The biggest difference could be the amount you’re paid. You can get £92.05 a week Statutory Sick Pay if you're too ill to work as a full-time employee, which tends to be quite a bit less than people’s normal salary.
Ask yourself, is this amount enough to meet the financial needs of you or your loved ones? And might life be a lot easier if you had cover in place to protect you against a range of accidents or ailments?