Is statutory sick pay enough for me?
As of April 2016, statutory sick pay provides you with only £87.55 per week as a full time employee, which could be quite a substantial difference from your normal salary at work. For many of us, this can add a lot of further strain to an already stressful time; wouldn’t your life be a lot easier if you had sickness insurance cover in place?
What amount of sickness insurance cover is right for me?
An important factor to consider when entering into a sickness insurance policy is the length of time you will be covered. These can vary from as little as 12 months for short term coverage or may continue as a percentage of your salary right up to retirement, should it be classed as a long term illness.
The variable levels of cover can have a large impact on the value of your quote. You can find the right level of cover for you and submit a request to an array of the UK’s leading insurance providers with us.
What are the chances of me being accepted for sick pay insurance?
This is a variable that will come down to your personal circumstances and the insurance providers in question. Some sickness insurance providers boast “Guaranteed Acceptance for nearly all occupations”, however that doesn’t provide a definitive guarantee.
Whilst you may find a provider whom actually guarantee acceptance, this doesn’t necessarily mean that this is the best option for you. Each insurance providers assigns a value to risks via their own processes, meaning that you will get different quotes from different providers.
Where can I get a fair price for my sickness insurance?
The importance of sickness insurance cannot be overstated. Don’t delay, take the time now to insure your future income. You can compare leading sickness insurance providers’ right here with us and we can help you maximize your savings on the policy. Find the right level of cover for you and scan for the most affordable quote in just a few simple clicks.