[]   Your account

Compare cheap van breakdown cover

Looking for Meerkat Meals or Meerkat Movies?

Breakdown cover is not a qualifying product; however, compare prices now and find the right cover for you.

Comparing van breakdown cover

Lots of businesses rely on a fleet of vans to transport goods and equipment. If even one of them breaks down, it can have a knock-on effect that can disrupt a business. To protect you as best as possible, van breakdown cover is an important form of insurance to consider. Not only may it save you money in the long run, with towing fees and repairs quickly adding up, it can also get your van back on the road sooner. 

How to get great-value van breakdown cover

To get great-value van breakdown cover, you should:

  • Decide who/what to insure - Do you want to cover yourself, your vehicle or multiple vehicles? 
  • Choose a level of cover – Roadside assistance typically offers the most basic protection, but you may want a nationwide, or even international form of cover 
  • Shop around - Compare deals from a range of van breakdown providers 
  • Consider exclusions - Be sure to understand any policy limitations before buying a policy. 

Should you cover yourself or your vehicle? 

Whichever type of cover you choose, you’ll have the option to cover yourself (personal cover) or your vehicle. Some policies also offer multiple vehicle cover, which could include a combination of cars, vans and motorbikes at the same address.  

To help you select your options, look at out table below:

Where do you want cover for? 

What do you want to cover? 

What type of cover do you want? 

Local 

Yourself 

Roadside assistance 

National 

Your family 

Nationwide recovery 

A vehicle 

Onward travel 

Home start 

Europe 

More than one vehicle 

European cover 

 

What are the options?

Van breakdown cover offers a range of cover levels, from basic roadside assistance to onward journey cover that gets you to your destination. When weighing up your options, think about how far you travel and how often you use your van.

1. Roadside assistance: If you work and travel locally, a recovery vehicle will try to repair your van at the roadside. If that’s not possible, you’ll usually get a tow to the nearest garage or to your home. Check your policy to understand exactly what’s covered. 

2. National coverage: As well as roadside repairs, this cover gets you and your van to any destination in the UK. This is ideal for businesses or a lifestyle which takes you further afield on a regular basis. 

3. European breakdown cover: Extends your cover to the rest of Europe. Some insurance providers may include or exclude certain countries from their European cover, so check the policy details before setting off on your trip. 

4. Home start: If your van won’t start before you’ve even left the driveway, or it breaks down close to home, a recovery can be arranged. The distance from your home, where this applies, varies by provider.  

5. Onward journey cover: At this level, you will be insured for the cost of continuing your journey after a breakdown. This could include staying in a hotel for the night while your van is being fixed, or hiring a van while yours is being repaired.

Frequently asked questions

Why choose van breakdown cover?

Aside from missed deliveries, lost work opportunities and getting behind on your schedule, van breakdowns come with all the same problems as a car or motorbike breakdown. It leaves you stranded without transport and you’ve got to find a way to get yourself on the move or your vehicle home.
 
Fortunately, it’s simple to compare quotes online and insure your van against breakdowns in a few clicks.

What happens if I don’t have breakdown cover?

If you don’t have breakdown cover, and things go wrong, you might need to call around to find a willing friend or local garage to collect you. This could involve paying the garage a fee and you might have to find alternative transport to continue your journey. 

How do I know I need van breakdown rather than a car?

Look in your log book and find the section on vehicle category or vehicle type approval, this will give you a letter and a number. If it is M1 it's a car. If it is N1 or N2 it's a van. If you have any doubts or questions double-check with the breakdown provider.

What policy limitations should I look out for?

Policy limitations and exclusions apply to all types of cover, and they vary by provider. If your van’s a big one, check whether vehicles over a certain height and weight are covered. Most providers will help change a wheel and help you with misfuelling issues, but check to see if it is included or excluded. If you use your van for towing a trailer, then check that is covered too.

Compare van breakdown deals

We can help you compare multiple breakdown cover deals on one easy-to-read page. You’ll see the policies listed with the cheapest first, and an at-a-glance guide to the main benefits of each, including any cashback or discounts.  
 
When you’ve chosen the most suitable breakdown cover for you, just follow the link to the provider’s website to get your deal. 

See which breakdown policy suits you best

Compare breakdown cover

comparethemarket.com uses cookies to offer you the best experience online. By continuing to use our website, you agree to the use of cookies. If you would like to know more about cookies and how to manage them please view our privacy & cookie policy.