Compare cheap van breakdown cover
Cover that gets you back on the road when you break down.
Looking for Rewards?* Breakdown cover is not a qualifying product; however, compare prices now and find cover for you.
What is van breakdown cover?
Van breakdown cover gives you fast roadside assistance if your vehicle fails unexpectedly. A mobile mechanic will be sent to fix your van and get you back up and running as quickly as possible. If your van can’t be fixed at the roadside, you’ll usually be towed to a nearby garage for repairs.
While we like to think we never will, breaking down can happen to anyone. It can often be at the most inconvenient times too, just when you’ve got somewhere important to be. To protect you as best as possible, van breakdown cover is an important form of insurance to consider.
Compare the Market doesn’t currently compare breakdown cover for commercial or business vans. However, we can compare quotes for commuting and private use.
Why do I need van breakdown cover?
Van breakdown cover isn’t a legal requirement, but it offers you reassurance that you’ve got someone to call on if something goes wrong with your van, like a tyre blow-out or electrical fault.
Being left stranded without transport isn’t much fun, and it’s especially inconvenient if you don’t have breakdown cover and have to find a way to get yourself moving again or get your van home. Not great if you’ve got your dog in the back or you’re packed up with boxes. It’s not just a hassle, it might end up costing you a lot of money too, with towing fees and repairs quickly adding up.
Fortunately, it’s simple to compare quotes online and insure your van against breakdowns in a few clicks.Get a quote
Please make sure you don't already have breakdown cover elsewhere (e.g. as part of your car insurance or within a packaged bank account).
How to get great-value van breakdown cover
To get great-value van breakdown cover, you should:
- Decide who/what to insure - do you want to cover yourself, your vehicle or multiple vehicles?
- Choose a level of cover – roadside assistance typically offers the most basic protection, but you may want a nationwide or even international form of cover
- Shop around - compare deals from a range of van breakdown providers
- Consider exclusions - be sure to understand any limits before buying a policy.
Should you cover yourself or your vehicle?
When you’re buying van breakdown cover, you can choose to cover either yourself as a driver or the van itself.
This option covers a named individual for any van. You’ll be covered whether you’re the driver or a passenger in any vehicle that meets the policy conditions. This type of cover can be useful if you drive multiple vans.
If you choose to cover the van, it means that the vehicle itself is protected, regardless of who’s driving it. This type of breakdown cover is most useful if you only drive one van, or if several people in your household drive the same van.
What are the levels of van breakdown cover?
Van breakdown cover offers a range of cover levels, from basic roadside assistance to onward journey cover that gets you to your destination. When weighing up your options, think about how far you travel and how often you use your van.
This is the most basic level of van breakdown cover, where a recovery engineer will try to repair your van at the roadside. If that’s not possible, you’ll usually get a tow to the nearest garage or to your home.
As well as roadside repairs, this cover gets you and your van to any destination in the UK.
European breakdown cover
Extends your cover to the rest of Europe. Some insurance providers may include or exclude certain countries from their European breakdown cover, so check the policy details before setting off on your trip.
If your van won’t start before you’ve even left the driveway, or it breaks down very close to home, a recovery can be arranged. The distance from your home, where this applies, varies by provider but is typically within quarter of a mile.
Onward journey cover
At this level, you’ll be insured for the cost of continuing your journey after a breakdown if your van can’t be fixed at the roadside. This could include staying in a hotel for the night or hiring another vehicle while your van is being repaired.
Always check your policy details carefully to understand exactly what you’re covered for.
How do I compare van breakdown cover?
Comparing breakdown policies with Compare the Market is quick and easy – you can get a quote in just 4 minutes.
Simply give us a few details about your van, including the registration, then choose which level of cover and features you’d like.
We’ll do a search based on your preferences and show you a list of quotes, starting with the cheapest first, with an at-a-glance guide to the main benefits of each, including any cashback or discounts. Once you’ve chosen the most suitable breakdown cover for you, just follow the link to the provider’s website to get your deal.
 Correct as of June 2022.
Frequently asked questions
What happens if my van can't be fixed at the roadside?
If the breakdown issue affecting your van can’t be fixed at the roadside, your provider will usually arrange to tow you and your vehicle to the nearest garage. If you have onward journey cover included in your policy, this will allow you to continue travelling with a replacement vehicle while yours is sent for repairs. Onward journey is a specific level of cover, so make sure you have this if it’s something you think you’ll need.
How do I know I need van breakdown rather than a car?
How many times can I call out my van breakdown provider?
This can vary between providers. Some offer unlimited callouts whereas others place a limit. And it’s unlikely you’ll be covered for repeat callouts for a recurring issue. Look out for any limits when comparing van breakdown cover between multiple providers, and make sure you get the cover you need.
Need help to choose the right breakdown cover?
Take a look at some of our guides: