Electricians Insurance - Public Liability Quotes

If you work as an electrician, or an electrical contractor, you’ll be very aware of the risks that electricity poses for both you and your customers. They trust you to enter their homes or places of work to make repairs or install new equipment smoothly and safely.

 

If things go wrong, the consequences can be very serious. That’s why it’s important to consider putting in place the right insurance cover to keep you and your business protected. Here we’ll look at some of the types of cover that apply for electricians.

What is Public Liability Insurance for electricians?

Public liability insurance can cover you in the event that someone is injured, becomes ill or worse, as a result of your work. You might think there’s little chance of that happening, you’re always careful and take pride in your work. Of course, that’s true but it’s an unfortunate fact of life that accidents do happen.

If the worst happened, you could face a compensation claims as well as an expensive court case. These claims can take time to work their way through the legal system which means the legal bills alone could mount up. A policy can help to make sure that you’re protected financially. So, for peace of mind, a public liability policy is well worth considering.

What is Employer Liability Cover for electricians? 

If you employ other people who are not direct family members you must, by law, ensure that you have employer liability insurance. This cover protects you should an employee hurt themselves or become ill as a result of their work. If there was a claim made against you, the policy could protect you against the cost of defending yourself as well as any subsequent compensation claim.

After you’ve taken out this policy, you’ll still have to keep up to date with health and safety at work regulations. If you don’t, it might invalidate your cover.

Do electricians need tool and equipment cover?

You may think you only use a few relatively inexpensive tools, such as screwdrivers. Think about it though, there’ll be other tools and testing equipment that can quickly add up to a considerable value.

If your tools or equipment were stolen, not only would you need to replace them, you may be unable to do the work until they are replaced. Having insurance for your equipment means you’d be able to replace them quickly without it costing you more than your agreed policy excess.

How do I compare electrician’s insurance quotes?

No one wants a nasty shock – sorry – when it comes to insurance cover. It needn’t cost you the earth to get the right cover in place. We’re here to help you find competitive quotes and to do it as simply as possible.

All you have to do is simply provide us with some details about you and your business first of all. Then tell us what cover you want and we’ll do the rest. We’ll provide you with quotes from insurance providers and then all you need to do is choose which policy suits you and your business best.

Try it today. See how much you could save on your insurance policy with comparethemarket.com.

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