Plasterers Insurance – Public Liability Quotes

As a plasterer, you’re always aiming for that neat and tidy finish. A happy customer is of course, good for future business. If things go wrong however, a claim against you might not be something you can simply smooth over.

 

Plasterers’ insurance is designed to protect you against financial loss if things go wrong. Here we’ll take a look at the different types of insurance that might be appropriate for your line of work.

Public liability cover 

Any profession where you're going into people's houses and making changes exposes you to risk. The houses you work in aren't just houses to the people that live in them, they're homes – and may be stuffed full of valuable or precious items. Public liability insurance is designed to protect you financially against claims made against you. For example, a customer that is injured due to a ceiling that comes down or in the case of possessions in their home getting damaged by you or your team.

Even in the unlikely event that a member of the public trips over some equipment you've left on the street and makes a claim – your public liability should be there to help.

It’s tempting to think that it will never happen to you, but accidents do happen and defending yourself against a liability claim is time consuming and expensive. The right policy could protect you against the costs of compensation and legal bills plus give precious peace of mind.

Employer liability cover

Another area to consider is employer liability cover. If you're not a sole trader and people work for you – or are under your instruction, then it’s a legal requirement to have employers’ liability insurance.

It’s there to cover you if an employee gets injured or becomes ill through the work they’ve been doing for you. Just having the policy isn’t enough either – you must keep up to date with health and safety at work regulations. Failure to do so could mean that your cover is invalidated.

Contract works insurance 

Contract works insurance can be a useful addition to your policy. It covers the work that’s currently in progress for your client, against damage from things like fire, flooding, a storm or malicious damage.

Say you’re plastering an extension to a house, and the house is gutted by fire. A contract works policy will insure the new walls as well as any materials and fittings in case anything like that should happen and the work has to be started again. Without it, you could well have done a lot of work for which you’ll not get paid.

Getting plasterers’ insurance quotes

The good news is that getting a plasterers’ insurance quote couldn't be easier. All you need to do is create an account if you don’t have one already, tell us a bit about yourself and your business. Then you can simply leave the hard work to us.

In a few seconds, we'll find you great value quotes that meet your business needs.

Every business is unique, so we're at hand to discuss anything you're not sure about, so don't hesitate to ask.

Try it today and find the right policy for you here at comparethemarket.com

Looking for a Quote?

Get a business insurance quote in seconds and start saving

Get a quote