As a tiler, you’ll have expensive equipment like an angle grinder, trowels, drills and other tools. Replacing them all at once would be pricey, which business tools insurance can protect you against. This can protect your equipment from eventualities such as fire, flood, storms, theft and vandalism.
You might also find you need contract works cover. This is useful if you take on big projects for other people. It covers work in progress on a site for problems including fire, flood, storms, theft and malicious damage.
Say you’ve been working on a major extension project and a storm damages the building. Without contract works insurance in place, you could find yourself having to do the work all over again, without pay. A contract works policy will cover both your time and any materials or fittings.