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How much does it cost to insure an electric car?

One of the main upsides to buying an electric vehicle (EV) is that they’re a lot cheaper to run, with electricity generally being cheaper than both petrol and diesel, as well as discounts on vehicle tax.

But how much could an EV set you back when it comes to car insurance? We’ve looked at average quotes sourced for our customers comparing car insurance for electric vehicles here at to find out.

The cheapest electric cars to insure

1. Renault Zoe Iconic R110 - £230

The Renault ZOE is one of the best value electric vehicles on the market, with prices starting from £28,995. They’re also seemingly among the cheapest to insure too. The Iconic R110 had the cheapest average cost to insure of any EV at just £230.

2. Škoda Enyaq iV 60 Nav ecoSuite - £257

Second on our list actually goes to an electric SUV, the Škoda Enyaq iV 60 Nav ecoSuite, which you can insure for an average of £257. The Enyaq is a relatively new vehicle, going into production in November 2020, but if you’re looking to save on insurance, then it might be a good option.

3. Hyundai Kona EV Premium 39 kWh - £259

Another crossover SUV takes third place, the Hyundai Kona EV Premium. The electric version of the Kona has one of the greatest ranges of electric vehicles sold in the UK and you can insure one for as little as £259 per year on average.

The most expensive electric cars to insure

1. Tesla Model-S Performance AWD - £4,087

The performance version of the Tesla Model S was the most expensive EV to insure, with an average premium of £4,087. This is one of the best EVs out there and even features driverless Autopilot and ‘Enhanced Summon’ features too.

2. Ford Mustang Mach-E First Edition 88 kWh AWD - £3,339

In second is the Ford Mustang Mach-E, with an average cost to insure of £3,339. The Mach-E is born from the iconic Ford Mustang, but this version is a crossover SUV as opposed to a classic muscle car. Another fairly recent addition to the EV market, the Mach-E won the 2021 North American SUV of the Year Award.

3. Tesla Model-X Performance Ludicrous AWD - £3,320

Ludicrous by name and with a fairly ludicrous insurance premium too, the third most expensive vehicle to insure on our list is the Tesla Model-X Performance Ludicrous AWD, at an average cost of £3,320! This one of the most expensive Tesla’s on the market, built for performance, so it’s perhaps not too surprising that the insurance costs are so high!

The cheapest and most expensive brands to insure

When it comes to buying an electric car, it’s Mazda cars that are the cheapest to insure, with an average premium of just £382, followed by Mini (£437), DS (£442), and MG Motor (£444).

It was high-performance brands which are the most expensive to insure, with Porsche being the most expensive on average (£1,190), followed by Tesla (£1,163), with Jaguar (£910) and Audi (£904) not far behind.

Brought to you by our car insurance experts at


All average insurance premiums sourced from average quotes supplied to customers comparing car insurance on 2021 plate models of the cars above at from March 2021 to May 2021.

When the “average premium” is referred to, this is the mean average of the top five cheapest prices presented to a customer, where a consumer has clicked through to buy.

There may be results that appear out of the ordinary if we have a smaller number of enquiries.